【年金と給与】2026年「住民税非課税世帯」になる年収と防衛策!新ルールで脱落続出?
Updated to reflect the latest 2026 tax system! We explain the annual income required to become a tax-exempt household for resident tax! Furthermore, the "work-and-lose" trap—where working hard and increasing your income actually leads to losses—will become more pronounced in 2026. While pensions are increasing by approximately 2%, we thoroughly explain the "reverse phenomenon" where exceeding the resident tax exemption threshold can actually result in a net income reduction of over 100,000 yen. ▼▼▼Supplementary Article The revised content is also summarized on the Tax and Social Security Education website. ↓Web Article ▼What Changed with the 2026 Tax System Reform? https://www.mmea.biz/news/50855-2/ The Ministry of Health, Labour and Welfare's materials are available on this page. ▼Regarding the Revision of Pension Amounts for Fiscal Year 2026 https://www.mhlw.go.jp/stf/houdou/000... Information on the tax system is available on the following page. ▼Ministry of Finance: Outline of the FY2026 Tax Reform https://www.mof.go.jp/tax_policy/tax_... ■■■■■■■■■■■■ ↓Helpful Web Articles and Videos ▼When Resident Tax is Exempt for People with Pension and Salary Income ↓Web Article https://www.mmea.biz/47596/ ▼Pension Tax Simulation https://www.mmea.biz/simulation/nenki... ▼High-Cost Medical Expense Reimbursement ↓Web Article https://www.mmea.biz/2688/ ▼High-Cost Long-Term Care Service Expenses ↓Web Article https://www.mmea.biz/look_up/kogakuka... ▼▼▼Detailed Explanation of Video Terminology ▼How to Calculate Salary Income (What is the Salary Income Deduction?) • 【給与所得控除とは?】給与所得を計算シミュレーション!会社員・パート・アルバイトのひと向け ▼How to Calculate Pension Income (What is the Public Pension Deduction?) • 【年金所得シミュレーション】公的年金等控除から雑所得まで計算 ▼▼▼▼Recommended Videos ▼The Mystery of Having a Pension and Zero Taxes... You Expect a "Fine" for Not Filing, But Instead, You Get Great Benefits!? • 年金があるのに税金0円になる謎…無申告で「罰金」と思いきや豪華特典GET!?年金受給... ▼Preferential Treatment for Those Over 65! Explanation of 5 Legal Rules Including a 500,000 Yen Increase in Pension Deductions. • 65歳以上は優遇!年金控除50万増など5つの合法ルールを解説。働く年金受給者はさらに... ▼[Pension + Part-time Work Trick] Balancing Earning Money and Saving Expenses • 【年金+パートの裏技】稼ぎながら出費節約の両立が可能!?働く年金受給者がお得な理由と... ▼The Annoying System of Long-Term Care Insurance Premiums for Those Over 65! Is There a Rule Where the Amount Doubles Depending on Whether You Apply or Not!? • 65歳以上の介護保険料の嫌な仕組み!申請の有無で2倍変わるルールはあり!?年金受給者... #Pension #2026 #TaxExemptHouseholds #WorkingPensioners #1.55MillionYenWall #LongTermCareInsurancePremiums #WorkingForNothing #Taxes #RetirementFunds #Taxpayer #TaxCompany Illustration: Jun Kashina 00:00 Future Tragedy and Defense Strategies Facing Working Pensioners 02:03 Specific Examples of Annual Income That Makes Pension + Salary Tax-Exempt 05:30 Different by Region! Boundary Lines from Class 1 to Class 3 06:56 Is It Due to High Prices? Being Ransomed from "Tax-Exempt" Status? 10:59 What happens when you lose your tax-exempt household status? Expenses increase this much (real-life examples) 13:44 Three strategies to protect your take-home pay

The mystery of paying zero tax even though you have a pension... You might think you'll be penali...
![[Social Insurance Dependents] From April 2026, the correct amount is XX million yen! 1.16 million...](https://i.ytimg.com/vi/yk0Q4jKZsW0/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLDVPupP4s5tS5NG2bWso_EApRmL2Q)
[Social Insurance Dependents] From April 2026, the correct amount is XX million yen! 1.16 million...

【2026年最新】年金をもらって「働く人」も「休む人」も全員お得!?知らないと損する「生活にお得な制度」を解説。

【住民税非課税世帯】限度額以内であればメリットだらけです!該当するための条件をシミュレーションでわかりやすく解説します!
![[2026] Avoid the Pension & Part-Time Work Trap! Boost Your Take-Home Pay by Working Fewer Hours!?...](https://i.ytimg.com/vi/nVeas73-KEE/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLCkJJicEZoFJQV96ycvbPzddQt7Kw)
[2026] Avoid the Pension & Part-Time Work Trap! Boost Your Take-Home Pay by Working Fewer Hours!?...

Why personal pensions affect your take-home pay and tax results! Beware of unexpected burdens of ...
![[2026] The trap of "insurance premiums" deducted from your pension! What makes the difference bet...](https://i.ytimg.com/vi/tj6N6lkUV4I/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLDxW6Glxw9MpYtYuUSsBWftYgPBSg)
[2026] The trap of "insurance premiums" deducted from your pension! What makes the difference bet...

【年金で損する!?】年金をもらうときに住民税の非課税世帯だとお得なメリットがたくさん!非課税世帯に該当するのかチェックしてください!

【超最速!】財務省発表、社会保険見直し。専業主婦の終わり、扶養どうなる?130万円の壁・保険料が大転換【会社員・パート・第3号/高齢者・年金/国民健保・窓口負担/投資/廃止/健康保険組合・厚生労働省】

【50代・60代必見】住民税非課税世帯について今すぐ知って!メリット・手続き・ギリギリアウトの対処法も全部伝えます!【老後のお金を守れ】
![[Calculating taxes from pension and salary] Are you doing it right? Explains changes made by tax ...](https://i.ytimg.com/vi/GUjti_gtO-o/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLDGXKLMdcT4jHv54co_sX_zdIjPlQ)
[Calculating taxes from pension and salary] Are you doing it right? Explains changes made by tax ...

申請しなきゃ損!住民税が減免できる条件と減額可能な自治体まとめ

Those over 65 receive preferential treatment! Explains five legal rules, including an increase of...

65歳以降に働いてもメリットなし?社会保険と年金の損得について徹底解説します。
![[Sad News] Senior citizens and pensioners are not saved by the "1.78 million yen wall"! We reveal...](https://i.ytimg.com/vi/O8H3HRnJMjQ/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLCkUXusuwNAbkF9UXsL3Dj4POAYFw)
[Sad News] Senior citizens and pensioners are not saved by the "1.78 million yen wall"! We reveal...

【2026年10月改正】106万円の壁はもう終わってる!?60代が本当に注意すべきは"180万円の壁"【社会保険|年金の扶養】

【要確認】65歳での年金受給の「危ない落とし穴」3選/手残りが100万円変わる3つの準備
![[Pension + Part-time Work Tips] Is it possible to earn money while saving money? Explaining why w...](https://i.ytimg.com/vi/tLoh3CsxFrc/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLAWm545nvlm8BWE9U06N-otIcUPpg)
[Pension + Part-time Work Tips] Is it possible to earn money while saving money? Explaining why w...
![[Especially be careful this year!] Who will lose 100,000 yen if they don't file their resident ta...](https://i.ytimg.com/vi/cm1RLSqg5pY/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLCOwnIAO3Y8mqLvMul2Xn_YzxvNrQ)
[Especially be careful this year!] Who will lose 100,000 yen if they don't file their resident ta...

