【2026年改正】年金受給者なら534万円でも非課税世帯に！具体的なシミュレーションをしながら複雑な住民税の仕組みを級地制度ごとに解説

The December 2025 tax reform outline will significantly change the criteria for determining "resident tax-exempt households" for 2026 and 2027. "Is working a loss?" "Is early pension payment a loss?" That common sense may already be outdated. In this video, we'll thoroughly simulate the "best way to work" by taking full advantage of the new salary income deduction (up to ¥740,000!) and continuing to enjoy the tax exemption even for households with an annual income of ¥5 million! Register on the official LINE account of Level 1 Financial Planner Dad to receive "6 Super Luxurious Perks" to ease your financial worries! 👇 https://lin.ee/xK1PYsq For seminar and writing requests, please contact us here! 👇 [email protected] ■Turn your financial worries into hope! ■ Register on the official LINE account to receive "6 Super Luxurious Perks" now! ↓↓↓ 🏆Bonus 1: A Financial Planner's Secret Tips! [A List of Forbidden Money-Saving Tips to Save ¥30,000 Monthly on Fixed Costs] (PDF) 🏆Bonus 2: No Knowledge Required! [Complete Startup Course for the New NISA] (PDF) 🏆Bonus 3: Perfect for Your Personality and Risk Tolerance! [Fail-Proof Asset-Building Portfolio Diagnostic Tool] 🏆Bonus 4: Turn Your Strengths into Money! [Start a Small Business from Scratch] (PDF) 🏆Bonus 5: Understand Your Area! [Quick Reference Chart for Annual Income Estimates for Households Exempt from Resident Tax] (PDF) 🏆Bonus 6: [NEW!] Early Action Brings Prosperity! [Complete Guide to Countering Rising Mortgage Interest Rates] (PDF) ▼Get it for Free Now▼ https://lin.ee/xK1PYsq [Click "Open in App" and answer a short survey] [About Individual Consultations and New Services] We are offering paid individual consultations of 60 minutes or more exclusively to those who register for our official LINE account. (Currently, we are limiting new consultation appointment slots.) If a consultation slot becomes available, we will notify you exclusively through this official LINE account. If you're interested in a consultation, please add us as a friend and receive a gift while you wait for your chance! ■_________________________________________________■ [Table of Contents] 0:00 Digest 0:20 Opening 8:45 [Ages 60-64] The Reforms Create an Opportunity! The Best Way to Work with Pension and Salary 28:16 [Ages 65+] Will We Become a Taxable Household? The Pension Wall and the Secret to Turning It Around 47:48 [Age 70+] The Trap of Increasing Take-Home Pay and the Risk of Paying 30% of Medical Expenses 50:24 [Age 75+] The ¥1.45 million Wall and New Rules for Investors 53:19 Five Golden Rules for "Asset Protection" to Survive 2027 and Beyond ○Related Videos ・[Everyone Joins from Age 75] The Dangerous Trap of the Long-Term Care Insurance System for the Elderly    • 【75歳で強制加入！】後期高齢者医療制度の保険料や自己負担割合の計算方法に安くなるた...   ・[You'll Lose Big If You Don't Know] A Thorough Explanation of the Pros and Cons of Separating Households!    • 【世帯分離】住民税非課税世帯になって介護・医療費が半額に！？メリット・デメリットに具...   ・[Pension] Is Early Payment Possible? A Level 1 Financial Planner's Honest Explanation    • 【年金は60歳からがお得】繰上げ受給が最強にお得な理由と繰上げ受給してはいけない人の...   ・Perfect Guide to Becoming a Resident Tax-Exempt Household (Playlist)    • 住民税非課税世帯パーフェクト攻略シリーズ   ・[Top Secret] The Secret to Becoming a Resident Tax-Exempt Household Even with an Annual Income of ¥10 Billion    • 【極秘】211万円の壁を越えても住民税非課税世帯になれる！5つのケースから制度の本質...   ・How to Receive Individual Pension Insurance for Income of Over ¥1.5 Million Also explained: Possible losses on social insurance premiums    • 【150万円以上損する！？】個人年金保険の受け取り方を間違えると社会保険料で大損して...   ・[Tax Dependents] A Complete Guide to Spouse and Dependent Deductions    • 【2025年税制改正】最新の扶養控除は150万円までOK！？配偶者控除と配偶者特別控...   ・Working Part-Time While Receiving a Pension    • 【年間数十万円損する！？】年金をもらいながらパートや再雇用で働く注意点と落とし穴を最...   ・Dramatically Increase Your Pension After Age 60 with Transitional Payments    • 【100万円以上差がつく！】60歳以降は扶養から外れたほうが圧倒的に良い3つの理由を...   ・Do You Lose Money by Paying Too Much Social Insurance After Age 65?    • 【100万円以上大損！？】65歳以降も働いて社会保険に入っていると将来後悔することに...   ・What Will Happen If the 1.06 Million Yen Threshold is Removed?    • 【2025年6月成立】年金制度改正で106万円の壁撤廃はいつから？130万円の壁との...   ・Here's Why You Can't Become a Household Exempt from Resident Tax!    • 【〇〇が原因！】あなたが住民税非課税になれない11の理由と対策を解説！事前に準備して...   ・The devilish 1.45 million yen barrier that should never be crossed    • 【100万円以上損する！】高齢者が絶対に超えてはいけない年収の壁は〇〇万円の壁！具体...   ・Compulsory enrollment at age 75! What is the Long-Term Care Insurance System for the Elderly?    • 【75歳で強制加入！】後期高齢者医療制度の保険料や自己負担割合の計算方法に安くなるた...   ・Will investment profits increase social insurance premiums?    • 【75歳で強制加入！】後期高齢者医療制度の保険料や自己負担割合の計算方法に安くなるた...   ☆References ・Ministry of Health, Labour and Welfare, "Review of the High-Cost Medical Care Expenses System" https://www.mhlw.go.jp/content/124010... ・Ministry of Health, Labour and Welfare, "To All Users of the High-Cost Medical Care Expenses System" https://www.mhlw.go.jp/content/000333... ・National Tax Agency, "Review of the Basic Income Tax Deduction Due to the FY2025 Tax Reform" https://www.nta.go.jp/users/gensen/20... ・Osaka City, "Tax Reforms for Municipal and Prefectural Taxes from FY2026 onwards" https://www.city.osaka.lg.jp/zaisei/p... ・LDP, "Review of...