적금보다 든든하게! '퇴직연금' 이렇게 굴리세요 I 육동휘 I 김성일 I 안원용 I 김현욱 I ETF아는형 |

Retirement pension—surely you aren't still keeping your money tied up in 'principal-guaranteed deposits,' are you? 85 out of 100 South Korean office workers are neglecting their severance pay due to laziness or lack of knowledge. However, the difference between an annual return of 3% and 7% creates an asset gap of nearly 100 million won after 20 years. We are now revealing the shocking reality that your precious retirement funds are melting away without you even realizing it, along with the powerful weapon to solve this problem. 📌 Key points you must check in this video! No turning back! The secret to switching between DB and DC plans: If your company's salary growth rate is high, the DB plan is always the better choice. We provide a clear and concise guide to choosing a retirement pension plan, which you could regret for the rest of your life if you switch recklessly without any criteria. Experts' secret portfolios: While they recommend aggressive investing to others, what products do experts actually hold in their own accounts? We are exposing the single 'Global Asset Allocation Set Menu' that manages your investments automatically for busy office workers. Legally Breaking the 70% Risk Asset Limit: Have you been frustrated by the 70% stock weighting limit on your retirement pension? We are sharing a great tip on how to invest aggressively in the index—effectively 100%—by utilizing S&P 500 bond-mixed products to fill up your safe asset limit. 📌 Timeline 00:00 Highlights 00:35 Explanation of Default Options 01:20 The Reality of 'Retirement Pension Neglect' Affecting 85% of Korean Office Workers 04:30 'Default Options': Conservative vs. Aggressive 07:19 Is the Conservative Type, with Low Retirement Pension Returns, a Loss in Taxation? 09:26 A Complete Summary of Differences Between DB and DC Retirement Pensions (Finding the Type That Suits You) 11:59 Product Composition and Ratios, Practical Portfolios by Age 14:50 Experts Reveal Practical Portfolios 21:21 Three Checkpoints for Checking Your Retirement Pension Account 23:55 Do Returns on the Same S&P 500 ETFs Vary by Securities Firm and Financial Institution? This financial product is not protected under the Depositor Protection Act. Collective investment securities may result in a loss of principal (0–100%) due to fluctuations in asset prices, exchange rates, credit rating downgrades, etc., and such losses shall be borne by the investor. Investors have the right to receive sufficient explanations regarding financial investment products from financial product sellers. Please be sure to read the (Simplified) Investment Prospectus and Collective Investment Agreement before investing. Please consider the Composite Total Management Fee and securities transaction costs together. ETF transaction fees may apply separately; please refer to the website of your trading securities firm. Taxation standards and methods, etc., are subject to change in accordance with future amendments to tax laws. Figures regarding financial performance and operating performance may differ from those at the time of the advertisement and in the future. Securities transaction costs and other expenses may be incurred additionally. For products listed for less than one year, securities transaction costs and other expenses are not listed, but they may be incurred additionally during the operation period. The monthly payment amount for profit distribution may fluctuate depending on investment results, and the principal investment may decrease if the distribution exceeds the profit. This advertisement will be maintained even after the expiration of the validity period in accordance with the online investment advertisement review criteria of the ‘Regulations on Business and Operations of Financial Investment Companies.’ Approved by the Korea Financial Investment Association No. 26-02379 (May 20, 2026 – May 19, 2027) #ETF #ETFRecommendation #Investment #RetirementPension #DefaultOption