배당만으론 부족합니다 현금흐름 만드는 포트폴리오 전략 I 육동휘 I 김성일 I 안원용 I 김현욱 I ETF아는형

"Do you think protecting just your principal is enough? Your retirement funds are melting away in real time." Principal-guaranteed pensions are chosen by many for the sake of 'safety.' However, a pension that fails to keep up with inflation effectively signifies a 'definite loss.' Beyond the dismal 2.4% return on domestic retirement pensions, what is the secret to 'making your money work,' just like in the U.S. (7.4%) and Australia (8%)? Today on [The Pension Alchemist], Announcer Kim Hyun-wook and three top experts reveal everything about 'asset allocation investment strategies' that everyone from the 50s and 60s to the 20s and 30s needs to know. Check out the secrets of alchemy that will keep you up at night right now! So, in this video, we will summarize the key points regarding: ✔ Why retirement preparation is difficult with principal-guaranteed pensions alone ✔ Why inflation slowly erodes your pension ✔ What the ‘real risk’ is in pensions ✔ The structure of asset allocation that increases returns while reducing volatility ✔ Why you shouldn’t give up even in your 50s and the power of reinvestment ✔ Why ETFs and rebalancing are more important than putting all your eggs in one basket 👇 Check it out in the video now. 👀 [Highlights] [00:00] Highlights [00:53] Main Feature Begins [02:27] Why principal-guaranteed pensions are the main culprit ruining my retirement [07:50] Retirement preparation, protecting the principal? [13:59] 300,000 won a month, what about in 30 years? [21:27] Rebalancing is essential for ETFs too 👋 If this video was helpful, please support us by subscribing and liking. This financial product is not protected under the Depositor Protection Act. Collective investment securities may result in a loss of principal (0–100%) due to fluctuations in asset prices, exchange rates, credit rating downgrades, etc., and such losses shall be borne by the investor. Investors have the right to receive sufficient explanations regarding financial investment products from financial product distributors. Please be sure to read the (Simplified) Investment Prospectus and Collective Investment Agreement before investing. Please consider the synthetic total expense ratio and securities transaction costs together. ETF trading fees may be incurred separately; please refer to the trading brokerage firm's website. Taxation standards and methods are subject to change in the future due to amendments to tax laws. Figures regarding financial performance and operating results may differ from those presented at the time of the advertisement and in the future. Additional securities transaction costs and other expenses may be incurred. For products listed for less than one year, securities transaction costs and other expenses are not listed, but they may be incurred additionally during the operation period. - The profit distribution method is subject to monthly payouts that may vary depending on investment results, and the principal investment may decrease if the distributed amount exceeds the profits. This advertisement will be maintained even after the expiration of the validity period in accordance with the online investment advertisement review criteria of the ‘Regulations on Business and Operations of Financial Investment Companies.’ Approved by the Korea Financial Investment Association No. 26-01884 (April 23, 2026 – April 22, 2027) #ETF #ETFInvestment #Investment