[뉴스초점] 사상 첫 부동산 토론회…보유세·공급·대출 해법 논의 / 연합뉴스TV (YonhapnewsTV)

[Guests: Ko Jong-wan, President of the Korea Asset Management Research Institute; Lee In-cheol, Director of the Chamjoeun Economic Research Institute] The grand debate on real estate, attended by the government, the public, and experts, has just concluded. During today's forum, various opinions were presented regarding supply issues, taxation, and financial measures. We will examine whether the various issues raised at today's forum can actually be realized in reality with Ko Jong-wan, President of the Korea Asset Management Research Institute, and Lee In-cheol, Director of the Chamjoeun Economic Research Institute. [Question 1] Approximately 140 people attended today's forum, ranging from officials from the Presidential Office and the government to representatives from the construction industry, civic groups, real estate YouTubers, and online community operators. First, how do you evaluate the holding of such a large-scale forum prior to the announcement of real estate policies? [Question 1-1] Can this be interpreted as a signal that the government is taking the real estate market situation very seriously? What message do you see this sending to the market? *Guests:* [Question 2] In particular, regarding the recent surge in real estate prices, President Lee remarked today, "In Japan, there is talk of a 'Lost 30 Years'," adding, "I am concerned that we might also be racing towards that peak." Does this imply just how worrisome the current upward trend in real estate prices is? [Question 2-1] He also mentioned, "I will endure the conflict, resistance, and criticism regarding real estate, and I will take responsibility." This can be interpreted as a statement that he intends to push forward with policies at a rapid pace following the forum. [Question 3] Then, let's examine the various issues raised at today's forum. First, regarding the supply issue, the need to accelerate the 3rd New Town project, expand the supply of non-apartment housing, and revitalize reconstruction and redevelopment was raised. What is the background behind these proposals, and what limitations do you see in current supply policies? [Question 4] However, President Lee mentioned that "the number of households does not increase significantly through redevelopment and reconstruction." Ultimately, can this be interpreted as revealing the awareness that there are limitations to expanding housing supply through urban renewal projects alone? [Question 5] Suggestions have also emerged from the field that "total volume management" is necessary by region and timeframe, rather than unconditionally increasing reconstruction and redevelopment projects. Could such measures help stabilize the market? [Question 6] President Lee also stated, "The 3rd generation new towns take about 60 months, but this must be shortened to less than half that time." Should the core of this remark be interpreted as a determination to accelerate the speed of supply? [Question 6-1] However, on the other hand, there are concerns about hasty implementation or poor development. Is it possible to achieve both speed and quality? [Question 7] A flood of proposals for various deregulation measures were made today. In particular, demands for easing loan regulations were raised. First, what is your view on the opinion that loan regulations fuel polarization in the real estate market? [Question 7-1] A proposal has been made to directly impose a levy on borrowers—necessary for macro-prudential management—as compensation for the excessive use of lending resources. How does this proposal differ from existing regulations? [Question 8] President Lee also mentioned that "the issue of loans for actual residence needs to be reviewed." Can this be seen as a statement indicating the direction of future financial policy discussions? [Question 9] Recently, it has been pointed out that lending regulations restrict not only speculative demand but also actual buyers. If the intention is to examine 'loans for the purpose of actual residence' separately, which parts of existing financial regulations do you believe need to be re-examined? [Question 9-1] However, do you believe it is realistically possible to protect actual buyers while simultaneously suppressing speculative demand? [Question 10] Proposals have been made to gradually reduce Jeonse loans and redesign youth support around actual demand. What do you see as the underlying reason why financial policy needs to change? [Question 11] Regarding the issue of property holding tax, a proposal has been made to shift the standard from the 'number of houses' to the 'value of the house.' This implies that the tax burden on owners of ultra-high-priced single homes could become greater than that of multi-home owners. Could this serve as a new alternative in terms of tax equity? [Question 12] President Lee Jae-myung pointed out the so-called 'smart single home' phenomenon as a serious problem in the real estate market. What critic...