This Super Strategy Could Save You $8,000+ This Year
Download your free 6-Step Super Check here: https://superguy.com.au/thank-you-sup... Getting close to retirement and want to get the big decisions right? Learn more about working with our team: https://www.torowealth.com.au/ If you’re new here, I’m Chris Strano, founder of SuperGuy.com.au and Managing Partner at ToroWealth.com.au We specialise in helping Australians aged 50–70 optimise their financial position in the lead-up to retirement, so you can make confident decisions about when and how you retire. In this video I’ll walk you through exactly how carry-forward (catch-up) contributions work and how they can give your super a meaningful boost — while potentially saving thousands in tax. Useful resources mentioned: ► Retirement planning for beginners: • Plan Your Retirement in 6 Simple Steps (Be... ⏱ Timestamps 00:00 - This Super Strategy Could Save You $8,000+ This Year 00:45 - What Are Carry Forward Concessional Contributions & How Do They Work? 01:58 - Benefits of Carry forward Concessional Contributions 03:34 - Are You Eligible to Use Unused Contributions? 04:27 - When Should You Use Unused Contributions? 04:52 - When NOT to Use Catch-up Concessional Contributions 06:57 - Example: How Carry-Forward Contributions Can Reduce Tax 09:01 - How to Set It Up (Step-by-Step) DISCLAIMER: The SuperGuy website and SuperGuy YouTube channel contains general advice only. It is not personal advice as it does not take your specific needs or circumstances into consideration. Therefore, you should look at your own financial position, objectives and requirements and seek personal financial advice before making any financial decisions. General advice is provided by Toro Wealth Pty Ltd trading as SuperGuy Retirement Experts as an Authorised Representative of Core Value FA Pty Ltd (AFSL 480387). Before acting on any information, you should seek professional advice and verify our interpretation/s before relying on the content or calculators within this website or on the videos, while also considering its appropriateness in relation to your personal situation.
Why More Australians Are Moving Money Into Super With This Rule
What Actually Happens to Your Super at 60 (It’s Not What You Think)
Before You Access Super: Watch This First
Big Super Changes From 1 July 2026 (Don't Get Caught Out)
The Australian Retiree Visa Trap — Returning to the UK, NZ or Asia Triggers These 4 ATO Rules
Want to Retire Early? Here’s the 8 Traps You Must Avoid
What the ATO Can See NOW Would Shock Most Aussies
Should you pay off your mortgage or boost your super?
Why HMRC Doesn’t Want You to Understand This
What Most Australians Get Wrong About Super Contributions (Concessional vs Non-Concessional)
9 Legal Ways to Pay Less Tax & Boost Your Super
7 Things You NEED To Stop Buying To Get Rich
Reduce Your Tax by Thousands With Unused Concessional Contributions
How I'm Changing My Investing Strategy For The New CGT Rules (Australia 2026)
How Much Super Do You Really Need to Retire?
Super balances: Are you in the top 10%? What should you have?
Planning to Retire at 60–67? Watch This First
This Mistake is Costing Aussie Retirees Millions.
Accumulation vs Pension Phase — When to Make the Switch
