Czego uczy nas debata Marcin Iwuć vs Piotr Cymcyk? Analiza po czasie na chłodno! Podcast Giełdowy

At the 2nd Zero Congress, Marcin Iwuć addressed Piotr Cymcyk with a sentence that the internet dubbed "the scrap of the year": "I invested, and it's doing very poorly. Besides, you probably have a portfolio like Kilimanjaro, right?" Thousands of comments, shorts, hundreds of thousands of views—and one problem: this narrative is based on cherry-picking, a bad benchmark, and a confusion of two completely different questions. In this episode, I'm not rooting for either side. I dissect the strategies, portfolios, and results of both—and show what the implications are for you. Not for Iwuć, not for Cymcyk—for you, who have neither 4 million in your portfolio nor a +127% return. 🔗 Useful links: Patronite - https://patronite.pl/G_B_I Substack - https://substack.com/@gospodarkabezil... COOPERATION - [email protected] Discord for viewers -   / discord   BLOG for viewers - https://gospodarkabeziluzji.blogspot.... X/Twitter - https://x.com/LOF_lm In this episode, you'll learn: Why choosing the Kilimanjaro portfolio as "evidence" against Cymcyk is a classic example of cherry-picking — and how the other two portfolios, which Iwuć didn't mention, fare. What exactly Marcin Iwuć's strategy looks like: 50% real estate, 50% financial assets, maximum drawdown -5.93% — and why this approach is consistent and works, but it only serves a completely different purpose. A different goal than it seems. Why Cymcyk's Freedom24 public portfolio beats the S&P 500 twice (+127.75% vs. +32.83% benchmark), but also why it's not a strategy for everyone. How Iwucio's and Cymcyk's definitions of risk differ—and why this is the real crux of this debate, not who "scrapped" whom. Three conclusions no one has said out loud—about business models, the target group, and the fact that the only loser could be you if you draw the wrong conclusion from this debate. Why core-satellite (80% ETF + 20% active) is, in my opinion, the golden mean for most individual investors. I am not a certified investment advisor, and the content of the video contains only my subjective opinions. Investments involve the risk of capital loss. Past forecasts and results are not reliable indicators of future results. Before making any investment decision, you should conduct your own analysis. If necessary, seek independent investment advice from a certified specialist. The content published on this channel is for educational and informational purposes only. These materials do not constitute "recommendations" or "investment advice" within the meaning of Article 76 of the aforementioned Act and cannot be relied upon as the basis for making investment decisions. #investing #financialeducation #finance