Ile trzeba mieć, żeby ŻYĆ z IKE i IKZE? Policzyłem każdy scenariusz!

You have an IKE (Independent Registered Account). You contribute regularly. But do you know exactly how much you need to save to live on in retirement? In this episode, I explore three real-world scenarios: a minimalist contributing 1,000 PLN per month, a strategist utilizing the full limits of their IKE and IKZE accounts, and a long-term player aiming for financial freedom after age 60. Specific amounts, specific calculations, no fluff. In this episode, you'll learn: How much PLN 1,000 a month in your IKE (Individual Pension Account) is after 30 years (the result may surprise you). How the 3.5% rule translates into your monthly withdrawal from your portfolio. How the "minimalist" strategy differs from the "long-term player" strategy. Why IKE and IKZE together add up to almost PLN 4 million at full limits. How inflation affects your future retirement—and why our calculations already factor it in. Why ZUS (Social Insurance Institution) isn't enough, and you need to build a second pillar yourself. 🔗 Useful links: Patronite - https://patronite.pl/G_B_I Substack - https://substack.com/@gospodarkabezil... COOPERATION - [email protected] Discord for viewers -   / discord   BLOG for viewers - https://gospodarkabeziluzji.blogspot.... X/Twitter - https://x.com/LOF_lm Sources: IKE/IKZE 2026 Limits: Ministry of Finance Historical S&P 500 Return Rates: Public Data 4% Rule: William Bengen (1994), Morningstar Updates I am not a certified investment advisor, and the content of the video contains only my subjective opinions. Investing involves the risk of capital loss. Past forecasts and results are not reliable indicators of future results. Before making any investment decision, it is essential to conduct your own analysis. If necessary, seek independent investment advice from a certified specialist. The content published on this channel is for educational and informational purposes only. These materials do not constitute "recommendations" or "investment advice" within the meaning of Article 76 of the aforementioned Act. Act and cannot be treated as the basis for making investment decisions. #ike #retirement #investing