Zakup mieszkania: Wszystko co musisz wiedzieć (15 pytań i odpowiedzi).

Are you planning to buy an apartment on the primary or secondary market and wondering how to safely navigate the entire process? In this episode, I answer 15 frequently asked questions about real estate, mortgages, formalities, and apartment inspections. TABLE OF CONTENTS: 00:00 – Intro 01:00 – Q1: Where to start looking for a property? 01:34 – Q2: Primary or secondary market? Which to choose? 02:44 – Q3: What is the down payment and transaction costs? 04:04 – Q4: How to check the neighborhood? 05:07 – Q5: How to read the land and mortgage register? 06:32 – Q6: Reservation agreement. What to look for? 08:34 – Q7: Deposit vs. advance payment. What's the difference? 09:22 – Q8: What to watch out for in development agreements? 11:22 – Q9: Is it worth paying for a pre-appraisal of the property? 12:18 – Q10: Is it a problem if the property doesn't have a land and mortgage register? 13:28 – Q11: Formalities after key collection (Wrocław City Hall, electricity, gas) 14:19 – Q12: Should I use a real estate agency or buy it myself? 16:58 – Q13: How to plan a budget for interior finishing and renovations in 2026? 18:24 – Q14: Should I buy or wait for a sale? 20:01 – Q15: How to effectively negotiate the price in a secondary market or with a developer? 22:12 – Outro 📌 Do you need financing? Schedule a free credit consultation: 👉 https://lukasz-kaluzny.pl/kontakt/ 📸 Follow me on Instagram:   / kaluzny_od_kredytow   Did I help? Want to support the channel? ✅ Buy me a coffee ☕ https://buycoffee.to/lukaszkaluznypod...