Starting at 40 How to build a $4,000,000 Portfolio – with Steve Ash & Todd Sloan

Starting at 40 How to build a $4,000,000 Portfolio Many Australians feel like they’ve “missed the boat” when it comes to property investment once they hit their 40s. In this episode, Todd Sloan and Steve Ash tackle those fears, showing that it’s never too late to start and that strategic planning can still deliver significant results. Using a case study of Jenny and Dave, a couple in their early 40s, they explore how to use equity wisely, manage debt, and diversify investments across states to build a $4 million portfolio. They also highlight the importance of cash flow planning, mindset, and personal development to make the journey smoother and more achievable. Listeners are left with practical takeaways: set clear goals, understand your finances, and take deliberate action. With patience, discipline, and the right strategy, starting later in life doesn’t mean missing out; it can be the start of a successful investment journey. Get in touch with our amazing episode contributors & sponsors: Steve Ash: 👉👉https://www.propertystrats.com.au/ InvestorKit: https://www.investorkit.com.au/ Dawn Fouhy: https://futureproofpropertyadvisory.c... Gilbert Melgar: https://www.suburbsfinder.com.au/ CHAPTERS: 00:00 – Introduction 03:21 – Meet Jenny & Dave and Their Financial Situation 05:28 – Define Your End Goal & Mindset 06:30 – How to Clarify Your 'Why' 08:37 - Rentvesting Strategy 12:40 - Equity Extraction & Paying Off HECS Debt 15:25 – IP #1 23:49 – IP #2 42:00 – IP #3 49:09 – IP #4 1:00:30 – Action Steps and Final Thoughts 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/inves... 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstu... 👈 Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan’s book today: Booktopia: https://www.booktopia.com.au/australi... Dymocks: https://www.dymocks.com.au/book/austr... YouTube Pizza & Property:    / @pizzaandproperty1246   Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Pr... ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.