Sådan kan du bo GRATIS (Guide til House Hacking) // Tjen penge på ejendomsinvestering og udlejning

Housing is typically the biggest item in many people's budget, but it doesn't have to be! You can get an incredibly advantageous housing situation by choosing to rent some of your home. Today, therefore, we must look at: Subscribe: http://bit.ly/SubToLifeOfDaniel Guide to House Hacking - How To Stay FREE! 1. What is House Hacking? House Hacking is about buying a two-family house (or multi-family house) and living in one part yourself while renting out the rest. You can also choose to buy an elm. house or housing and rent out, but here there is not the same advantage in terms of property value tax and property tax. In addition, however, you may receive a higher base deduction on your rental income. The phenomenon comes from the US where many people buy duplex or triplex houses, live in a part and rent out the rest (see for example Graham Stephen's videos). 2. What does it take to house hack My experience tells me you need to be able to just 20% down payment and avoid the bank mortgage for you to go to zero. Whatever the case, it is a good idea as it is an incredibly expensive loan. You should also be aware of: Location. What is the house close to? Is it a place you want to live and is it a place where it is easy to find tenants? The price of the house. Of course, you should be able to afford the house, but also see that your net rental income can cover any expenses you may have for loans and other housing expenses. "Rental optimization". How is the house decorated? Where is her located? Can you make renovations or anything else that can optimize the rental situation or the value of the house so you can. can refinance and get cash out for investment elsewhere. 3. Rental income and tax rules You must pay tax on your rental income reported in your annual statement in box 37. When renting out a room or dwelling that you live in yourself (not a two-family house) you can choose to either get a base deduction of (min. 29,300 or 1.33% of the property valuation) or use an accounting statement (deduction according to current rental expenses). At a two-family house you can get a deduction for your proportionate property tax (basic tax), for the part of the house you rent out. In both cases, you only have to pay tax on the remaining 60%, which is the amount you must report in your annual statement. In addition, you do not have to pay property value tax (tax to tax) in housing that you do not live in yourself. It automatically goes away by choosing in your annual statement that you are renting out the property and have not been available for it yourself. 4. How to find the right house and what to pay attention to The floor plan (house decor) is incredibly important in terms of how good the home is for rent and thus house hacking. Is it decorated for students' rooms or is it a family you need to live in? Often, room rentals can provide a higher rental income, but you also need to think about being able to live with your tenants. It requires both responsibility and work to rent. In addition, always remember, location! 5. Example of 'house hacking' In the video I show an example of a two-family house I found for sale in Ringsted. I will discuss how much you can borrow for what you have to pay on loans with different payments and when it will pay to house hacking. Remember that all investments come with risk. I am not a financial advisor and the video is not intended as financial advice. [FACEBOOK]:   / lifeofdaniel13   [INSTAGRAM]:   / danielspengetips   [TWITTER]:   / life0fdaniel   Get $ 200 for GoMore: https://gomore.dk/invite/1507569 Get $ 250 for real estate investment: https://brickshare.dk/referral/E1C9FD Save MONEY on your next AirBnB stay: https://bit.ly/2VZBeld Make Money at AirBnB: http://bit.ly/EarnMoneyOnAirBnB My Video Equipment: Primary Camera: https://amzn.to/2ONpShz GoPro: https://amzn.to/2K69WbI Drone: https://amzn.to/2CYLIKj SD card: https://amzn.to/2OMVDY4 Microphone: https://amzn.to/2FP2ufK Tripod: https://amzn.to/2CWwCVz Interested in collaboration or sponsorship? Contact me at [email protected]. #househacking #realestateinvestment #free