Bad Credit Mortgage Broker - UK Lending Criteria Affordability Deposit Rules Free Credit Check

📌 Don't forget to subscribe to Niche Advice for the latest property finance insights Bad Credit Mortgage UK lending criteria explained. Payam Azadi expert Mortgage Broker at Niche Advice explains some of the key points with Bad Credit Mortgages including the level of deposit needed, mortgage affordability and how lenders view different types of credit problems. #BadCreditMortgage #BadCreditMortgageBroker #Adversemortgage THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. A mortgage or other loan secured against your home or property may be repossessed if you do not keep up repayments, or if you do not repay it at the end of the term. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you repay. Niche Advice Limited is a mortgage and credit broker, not a lender, and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 750263. The Financial Conduct Authority does not regulate every mortgage or secured finance product. Commercial mortgages, business buy-to-let mortgages and some bridging finance are not normally regulated by the Financial Conduct Authority. Consumer buy-to-let and regulated mortgage contracts are treated differently, and the protections available to you depend on the product, the borrower, how the property is used and your circumstances. Mortgage applications involving adverse or impaired credit are subject to individual lender criteria, affordability and credit checks, and approval is not guaranteed. Adverse credit may limit the lenders or products available and can mean a higher interest rate and a higher total amount repayable.