How long can you take a Mortgage over

📌 Don't forget to subscribe to Niche Advice for the latest property finance insights Maximum age for a mortgage – How long can you take a Mortgage over This “maximum age for a mortgage” video is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other specific solutions such as Retirement Interest Only (RIO), Equity Release and Lifetime Mortgages, might provide a longer-term solution. For more information, please check out our blog post on the subject which outlines some of the key points below. https://www.nicheadvice.co.uk/maximum... Maximum Age limits for a Mortgage Interest only & Maximum age for a mortgage Limits Check with your Employer Occupation Setting the Mortgage Term Setting the Mortgage Term for “joint” mortgage applications Pension provision and Maximum age for a mortgage Why do some people set long mortgage terms? shorten my mortgage length? Non-earned income Buy-to-let Alternative Solutions 👨💻 FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram:   / nicheadviceuk   ► Facebook:   / nicheadviceuk   ► Twitter:   / nicheadviceuk   ► Linkedin:   / nicheadvice   ► Tiktok:   / nicheadvice   #Maximumage #Mortgageterm #mortgageolderapplicants THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. A mortgage or other loan secured against your home or property may be repossessed if you do not keep up repayments, or if you do not repay it at the end of the term. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you repay. Niche Advice Limited is a mortgage and credit broker, not a lender, and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 750263. The Financial Conduct Authority does not regulate every mortgage or secured finance product. Commercial mortgages, business buy-to-let mortgages and some bridging finance are not normally regulated by the Financial Conduct Authority. Consumer buy-to-let and regulated mortgage contracts are treated differently, and the protections available to you depend on the product, the borrower, how the property is used and your circumstances. Niche Advice Limited does NOT offer “equity release” mortgages. Therefore if you are looking at later life lending you should do your own research in this area so make sure all your options are fully explored so you can make an informed choice.