What Monthly Income Puts You Above the Average Canadian Retiree?
#canadianretirement #canadianfinance #cppandoas What does it actually take to be above the average Canadian retiree in 2026? In this video, I break down the real monthly income lines, the six income buckets every retiree pulls from, and exactly how much in savings, CPP, and OAS you need to clear the median — using the latest data from Statistics Canada and the CRA. Most Canadians have no idea where they really sit. The bar is lower than the financial industry wants you to believe, and the climb past it is shorter than you think. By the end of this video, you'll know exactly where you stand and the next number you need to hit. Timestamps: 0:00 The real retirement income line 1:32 Monthly take-home numbers 5:17 What a single retiree needs 6:57 Top 25% income threshold 7:33 Top 10% income threshold 8:18 Pension splitting trick 9:02 OAS clawback warning 10:23 Boost checks by delaying Legal Disclaimer: The content in this video is for general informational and educational purposes only. It does not constitute financial, tax, or investment advice. All figures referenced are sourced from publicly available data including Statistics Canada, the Canada Revenue Agency (CRA), Service Canada, and OECD retirement reports. Individual circumstances vary. Always consult a qualified financial adviser or tax professional before making financial decisions. Maple Money With Nathan is not a licensed financial services provider. 💬 Creator's Note: Each video on this channel takes a lot of time to write, narrate, and animate with care. Yes, I use AI tools to help with voiceovers and visuals, but every message, script, and idea is crafted with intention and love, so you can understand money clearly and feel empowered to change your life. Thank you for being part of this project. 💛 #canadianretirement #canadianfinance #cppandoas #retirementincome #moneycanada

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