Asuransi: Bermanfaat atau Malah Bikin Rugi? (Bukan Video Jualan Asuransi)

There are often two stories about health insurance: some people are helped because their medical expenses are covered. Others suffer losses because their claims are rejected or because they were promised long-term investments or savings, but the results are actually losses. So, is health insurance actually beneficial or detrimental? In this video, we will discuss health insurance schemes, types of insurance claims processes, unethical practices and even fraud by unscrupulous insurance agents, how to avoid unscrupulous insurance agents, and why unit-linked plans are not for investing or saving. ------------------------------------------------------------------------- Money Talk Team Producer: Glenn Ardi |   / glennardi   Narrator: Luna Cahya |   / luna__cahya   -------------------------------------------------------------------------- Website: https://bicarainuang.com Instagram:   / bicarainuang   -------------------------------------------------------------------------- Media Sources: https://www.videoblocks.com/ (standard license) https://www.audioblocks.com/ (standard license) https://www.storyblocks.com/ (standard license) Wikimedia Commons (Creative Commons) -------------------------------------------------------------------------- TIME STAMP 00:00 - Opening Intro 01:44 - Table of Contents 02:42 - Health Insurance Scheme 03:33 - Health Insurance Coverage 04:21 - Insurance Claim Process 05:06 - Types of Insurance 05:15 - Conventional and Sharia Insurance 05:40 - Pure and Unit-Linked Insurance 06:18 - Tips Before Taking Out a Policy Insurance 06:38 - Choose insurance with a good reputation 07:18 - Choose a trustworthy insurance agent 07:42 - Determine your insurance needs 08:44 - Beware of unit-linked insurance 09:52 - Unit-linked insurance is not an ideal investment option 10:12 - The difference between investment and insurance 10:30 - The function and benefits of unit-linked insurance 11:02 - Do we need insurance? 12:01 - Conclusion #HealthInsurance #BPJS #InsuranceFraud