Target Sukses: Perlu Ngumpulin Uang Berapa Banyak?

Many people say they want to be successful, rich, and have a lot of money. But when asked how much money they really want to accumulate? 1 billion, 10 billion, 100 billion? Will that amount be enough to cover their needs and lifestyle until they die? Most people don't think that far and only think short-term: earning more money, a higher salary, a promotion, a successful career, etc. Yet, setting financial goals is actually the first step toward success itself. We are often lulled by public figures who flaunt their wealth like sultans and aspire to be like them. But actually, success begins with setting realistic goals that we can use as a benchmark. So how do we set good financial goals? One approach is to adopt the 4% rule concept, developed by an American financial advisor named William Bengen. This concept was originally used to determine how much to withdraw from retirement savings to ensure that the savings will last until the person dies. This concept can actually be used as a benchmark for achieving financial freedom. What exactly is the 4% rule? This video provides a fairly simple and easy-to-understand illustration. Please watch it. ------------------------------------------------------------------------- Talking About Money Team Producer: Glenn Ardi |   / glennardi   Narrator: Luna Cahya |   / luna__cahya   -------------------------------------------------------------------------- Website: https://bicarainuang.com Instagram:   / bicarainuang   -------------------------------------------------------------------------- Media Sources: https://www.videoblocks.com/ (standard license) https://www.audioblocks.com/ (standard license) https://www.storyblocks.com/ (standard license) Wikimedia Commons (Creative Commons) -------------------------------------------------------------------------- TIME STAMP 00:00 - Intro 00:22 - How much money do we need to raise? 01:18 - The 4% Rule by William Bengen 03:15 - 4% Rule Calculation Simulation 06:04 - Creating Financial Targets Based on the 4% Rule 06:48 - Calculating Target Future Value 07:49 - Playing with Different Assumptions 08:17 - The Need to Adjust Assumptions to Real-World Reality 08:45 - Several Alternative Simulations of the 4% Rule by William Bengen 09:46 - Is The 4% Rule Still Relevant Today? 11:38 - Closing #Investment #SuccessTarget #FinancialTarget