What $4 Million Buys You in Singapore — Landed, Resale Condo, or New Launch?

0:00 – The $4M dilemma: Landed home, condo, or new launch? 0:17 – Sarah’s $1.5M mistake & lessons learned from a $3M resale condo 0:37 – Overview: 3 ways to spend your $4M budget 0:48 – Meet Sarah X Miracle — Family-centric realtor on smarter property moves 1:10 – What $4M can get you: Landed, Resale Condo, or New Launch 1:14 – Option 1: Entering the landed market with $4M 2:23 – What $4M buys in Singapore’s landed market (PropertyGuru examples) 3:27 – Key issues with landed homes at $4M — renovation & rebuild costs 4:15 – Location trade-offs: Why most $4M landed homes are in OCR 4:43 – Summary: The hidden costs of buying landed 5:06 – When $4M isn’t enough — realistic landed prices today 5:35 – Option 2: Investing $4M in a resale condo (CCR focus) 5:48 – Real examples: Astrid Meadows, Pinewood Gardens, Botanic area 6:41 – Why resale condos may not give the same capital gain 6:57 – Comparing price growth: Landed vs Condo vs New Launch 7:18 – Market data: 2020–2024 appreciation trends 7:57 – Long-term projection: Why landed homes remain scarce 8:15 – When $4M really means $5M (including stamp duty & reno) 8:41 – Option 3: New Launch properties — delayed gratification 9:05 – Why new launches may bring higher capital gains 9:37 – Comparing growth: New launch (5–6% yearly) vs resale (2%) 9:54 – Real case: JadeScape penthouse profit example 10:18 – Loan structure & rental vs mortgage comparison 10:53 – Expense breakdown: Resale vs New Launch 11:14 – Projected returns: $628K profit vs $70K loss 12:05 – Return on equity comparison (53% vs -5%) 12:10 – How $600K profit can fund your next home upgrade 12:29 – Turning $4M → $6M home: leverage example 13:05 – Monthly mortgage impact and financial relief 13:14 – Summary: Your 3 property paths with $4M 13:23 – Option 1: Large resale condo in CCR 13:42 – Option 2: Landed home (if you can stretch to $5M) 14:02 – Option 3: New launch for better capital growth 14:47 – Market forecast: New OCR launch prices rising 14:51 – Personalized property consultation offer 15:03 – Final message: There’s a miracle waiting for you 15:13 – Outro: Like, share & subscribe for more videos ________________________________ Miracle Familie on Youtube    / sarahxmiracle   To LIST with Miracle Homes by Sarah X.: https://wa.me/message/LG44RWODMRR2P1 SUBSCRIBE HERE 👉https://tinyurl.com/MiracleFamilie FOLLOW US ON... TIKTOK:   / sarahxmiracle   INSTAGRAM Sarah X:   / sarahxmiracle   Mark:   / markdewinne   Leon:   / leondewinne   TELEGRAM (Miracle Familie): https://t.me/miraclefamilie Music from Epidemic Sound - https://share.epidemicsound.com/thsz5c Business & Collaboration Enquiries: [email protected] _______________________________________________________________________ Sarah X. (@sarahxmiracle) is realtor at Propnex Singapore and founder at Taizjo (www.taizjo.com). Having started her career in the media industry as a producer-presenter on CNA938, Sarah X. finds combines authentic storytelling with her passion to help families find their Miracle Homes ans give voice to how families can live, learn and grow together to expect miraculous outcomes in their lives through their #MiracleFamilie. The #MiracleFamilie consists Mark, Sarah X. and their four children, possibly Singapore’s most well-loved Family to have emerged in the last 2 years. They have developed an authentic, consistent and trending Instagram & TikTok presence with more than 100 million views featuring their distinct personalities and POVs, enabling them to create relatable content.