Is Renting a Waste of Money? Why We Chose a 7-Bedroom Rental Over Buying in Singapore

Is renting in Singapore really “throwing money away”? For our family of six, renting became one of the smartest and most life-giving decisions we’ve made. In this video, we share our real Singapore property journey — from living in a cramped BTO flat with four kids, to moving before our HDB MOP, selling our penthouse, and eventually finding a 7-bedroom landed rental near our children’s school. This isn’t just about property. It’s about family, space, flexibility, peace, and making decisions that fit the season of life you’re in. We also break down: • Why renting can sometimes cost LESS than mortgage interest • How we got HDB approval to move before MOP • Why location near MRT & MGS changed our daily life • The reality of upgrading with children • Why we chose lifestyle flexibility over ownership pressure • How renting helped us “test” landed living before buying If you’re navigating upgrading, renting vs buying, or simply trying to create a better life for your family in Singapore — we hope this story helps you. ⏱ TIMESTAMPS: 00:00 Is Renting a Waste of Money? 00:24 Meet Our Family 01:35 Why We Rented Our First Home 03:58 Moving Before HDB MOP 05:12 Renting During Covid 06:47 Grief, Family & Transition Seasons 07:18 Why Living Near MRT & MGS Mattered 08:55 Work-From-Home Space Challenges 10:09 Why We Chose to Rent Again 11:50 The Real Math: Mortgage Interest vs Rent 13:30 Finding Our Off-Market Landed Rental 15:15 How This Home Supports Our Family 17:20 Why Renting Landed Homes Can Make Sense 18:18 Renting as Stewardship 20:20 How Renting Benefited Our Children 21:15 Final Thoughts on Renting vs Buying 📲 Connect with Sarah X Miracle: WhatsApp: +65 89497079 Follow us on Instagram: @miraclehomes.sg @sarahxmiracle #SingaporeProperty #RentVsBuy #SingaporeRealEstate #LandedProperty #PropertyAdvice #SingaporeHomes #FamilyLifeSingapore #HDB #SingaporeRealtor _____________________________________________ Miracle Familie on Youtube    / @sarahxmiracle   LIST with Miracle Homes by Sarah X.: https://wa.me/6589497079 SUBSCRIBE HERE 👉 https://tinyurl.com/MiracleFamilie FOLLOW US ON... TIKTOK:   / sarahxmiracle   INSTAGRAM Sarah X:   / sarahxmiracle   Miracle Familie:   / miraclefamilie   Miracle Homes:   / miraclehomes.sg   Business & Collaboration Enquiries: [email protected] _____________________________________________ Sarah X. (@sarahxmiracle) is a top realtor in luxury properties at PropNex Singapore. Having started her career in the media industry as a producer-presenter on CNA938, Sarah X. finds combines authentic storytelling with her passion to help families find their Miracle Homes and give voice to how families can live, learn and grow together to expect miraculous outcomes in their lives through their #MiracleFamilie. The #MiracleFamilie consists Mark, Sarah X. and their four children, possibly Singapore’s most well-loved Family to have emerged in the last 2 years. They have developed an authentic, consistent and trending Instagram & TikTok presence with more than 100 million views featuring their distinct personalities and POVs, enabling them to create relatable content.