To risk or not to risk your risk-free 4% CPF return?

Your CPF Special Account (SA) has been your financial security blanket for decades — a rock-solid 4 per cent return, no questions asked. But Singapore's about to shake things up. By 2028, a new life-cycle portfolio scheme changes the game. Is it a long-overdue upgrade or a risk not worth taking? Howie Lim finds out from Christopher Tan, CEO of Providend and Genevieve Cua, wealth editor of The Business Times. Highlights: 02:29 Leave SA out of the new scheme 05:38 Willingness to take risk is the key 07:55 Where CPF Investment Scheme (CPFIS) fits in 14:22 Who it is really for Listen on all your favourite podcast channels and find out more here: https://bt.sg/podcasts #btpodcasts #moneyhacks