Что делают БЕДНЫЕ и никогда не делают БОГАТЫЕ? Финансовая грамотность и мышление. Сергей Ткачев

What do the poor do that the rich never do? Your mindset and financial literacy determine your level of wealth today—thoughts of a billionaire. This episode features the story of Sergey Tkachev @ChaykaJohnnatanLevingston, an entrepreneur who survived three bankruptcies, took money from criminals, and built a business with a turnover in the millions. This is a frank discussion about the mindsets of the rich and the poor—and how to emerge from a crisis, even when it seems all is lost. IN THIS ISSUE: 00:00 — Why the poor lose in the crisis, while the rich win 03:45 — Sergey Tkachev's three bankruptcies: how he lost everything three times 11:20 — $15,000 at 100% interest from bandits 18:50 — "Any homeless person was richer than me" — the moment when life hit him the hardest 26:15 — What to do right now if you're in debt and in crisis 34:40 — How your mindset determines your income: the main rule of the rich 42:10 — Personal finance and investing for beginners: where to start 47:30 — Final advice: what's more important than money KEY POINTS OF THIS ISSUE: The poor save during a crisis, the rich seek opportunities Three bankruptcies are three lessons, not three defeats Financial freedom starts not with money, but with mindset Passive income — it's not a myth, but a system. #financialliteracy #moneypsychology #SergeyTkachev #richmindset #crisis #passiveincome #financialfreedom