How To Budget a Month Ahead in YNAB

Ben and Ernie share their different strategies for applying Rule Four -- aging your money -- and specifically budgeting for the month ahead. Ben budgets for the next month in real time, allocating paychecks to categories in the next month on the calendar. Ernie, on the other hand, uses a holding category to park dollars that will be applied to the next month, and waits until the beginning of the month to actually allocate thoses dollars. They debate the pros and cons to each approach, and discuss some hybrid approaches that might be the best of both worlds! ✨ Want to never worry about money again? Try a free month of YNAB! - https://www.ynab.com/nerds 👀 Watch This Next!    • Want to Never Worry About Money Again?   📱 Connect with us!   / ynab.official     / ynabofficial     / ynab     / ynabofficial     / ynabofficial   🎧 Listen to our founder Jesse's podcast: https://podcasts.apple.com/ca/podcast... ✍️ Read our blog: https://www.ynab.com/blog ❤️ Submit your YNAB Story! - https://ynab.typeform.com/ynaber-stories 🕰️TIMECODES: 0:00 Intro 0:15 Getting into the Month Ahead weeds 3:28 Ben and Ernie's different approaches to the month ahead 6:58 Holding Category Pros 23:46 Holding Category Cons 26:00 In the Future Pros 34:15 In the Future Cons 40:09 Did Ernie change Ben's mind? 41:49 YNAB Wins #moneyhabits #personalfinance #ynab