How to Pay Off Debt (the YNAB Way)

A strategy to get out of debt that actually works AND allows you to enjoy life! ✨ Get a free month of the YNAB App! - https://ynab.com/nerds 👀 Watch This Next!    • Real Life Debt Pay Down (Without the Guilt)   📱 Connect with us!   / ynab.official     / ynabofficial     / ynab     / ynabofficial     / ynabofficial   💰 Join the More Money Challenge: https://www.ynab.com/moremoneychallenge 🎧 Listen to our spendfulness podcast: https://podcasts.apple.com/ca/podcast... ✍️ Read our blog: https://www.ynab.com/blog ❤️ Submit your YNAB Story! - https://ynab.typeform.com/ynaber-stories 🕰️TIMECODES 00:00 Intro 00:57 Humane and Sustainable Debt Payoff 02:03 Step 1: List Your Debts 12:31 Step 2: Take Care of Your Necessities 14:05 Step 3: Save for Large or Less-Frequent Expenses 27:21 (Optional) Don't Forget the Fun Money! 34:18 Step 4: Pick a Focus Debt 43:10 The Payoff Pause 47:58 YNAB Wins #ynab #moneyhabits #personalfinance #debt