$2M Retirement Strategies Ranked

Book a consultation: https://www.navwealthpartners.com/boo... You saved $2 million for retirement. That's the hard part most people never reach. But the five moves that decide how much of that $2 million you actually keep — versus what you hand the IRS — most retirees rank them completely backwards. The move almost every advisor tells you is the smartest one is in the F tier. The move that quietly does the most work — the one most retirees with $2 million never use — is what Nav Wealth calls the Pseudo-Roth. And once you see it, you can't unsee it. In this video, Ryan Knoll of Nav Wealth ranks the five most important retirement moves for $2 million retirees — from F tier to A tier — and shows you exactly why the conventional ranking costs people hundreds of thousands of dollars in taxes they didn't have to pay. What this video covers: -Why "just wait until 70 for Social Security" is F-tier advice — and the four things the blanket rule completely ignores -Why Qualified Charitable Distributions are a great tool ranked in the wrong spot for most $2M households Asset location: why it matters, why it's only C-tier, and how it sets itself up when you execute the top two moves correctly -The Roth conversion ladder: how to use your low-income gap years to convert at 12–22% instead of 32% at RMD age -The Pseudo-Roth strategy: how to pull long-term capital gains out of a taxable brokerage account at 0% federal tax — and why it's A-tier -Why the B-tier and A-tier moves fight each other for the same bracket space — and how to split it correctly every year Chapters: 0:00 – The move everyone thinks is smartest is in the F tier 0:37 – How this tier list works — and why blanket rules cost retirees money 1:57 – F Tier: Why "wait until 70 for Social Security" is dangerous blanket advice 3:32 – Client case study: $2M saved, California retirees, what the blanket rule actually cost them 5:59 – D Tier: Qualified Charitable Distributions — great tool, wrong priority at $2M 8:08 – C Tier: Asset location — important, but largely a byproduct of the top two moves 9:21 – B Tier: The Roth conversion ladder in your retirement gap years 11:05 – Why the B-tier move can sabotage your A-tier move 11:43 – A Tier: The 0% capital gains bracket — the Pseudo-Roth strategy explained 13:14 – How the B and A tier moves compete for the same bracket space 14:39 – What happens when your low-income window shrinks or disappears 15:08 – The full tier recap and why sequencing beats ranking 16:18 – Book a call with Nav Wealth Nav Wealth Partners helps pre-retirees and retirees with $2–10M in assets make smart retirement decisions around taxes, withdrawal sequencing, Roth conversions, and income planning. For educational purposes only. Not financial, tax, or legal advice. 🔗 Resources: Book a consultation: https://www.navwealthpartners.com/boo... Connect with me:   / ryanknoll2021   📋 Retirement Income Architecture Blueprint → navwealthpartners.com/income-plan