Before Your First RMD, 5 Tax Moves for Wealthy Retirees

Take control of your retirement. Schedule your free discovery call: https://go.clarkgroupam.com/12bcd6a8 In this video, I walk through the five tax moves that matter most in the years before your first required minimum distribution, and why this quiet window is the single most valuable tax planning opportunity of your entire retirement. I cover why running aggressive Roth conversions during the gap years can reshape your entire tax future, why paying the conversion tax from outside the IRA is the execution detail most people get wrong, and why delaying Social Security isn't just about a bigger benefit, it also protects the bracket room you need to convert efficiently. I also walk through how fixing your asset location before the forced withdrawals start can add tens of thousands in after-tax returns annually without changing your risk profile, and how setting up your charitable strategy and IRMAA plan before your first RMD means you're ready to capture both benefits the moment they become available. If you're in your 60s or early 70s and nobody has walked you through these moves, this video will show you exactly what the window looks like and what it costs to let it close unused. ⚠️ DISCLAIMER: This video is for educational purposes only. It is not financial, tax, or investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional before making investment decisions. Brandon Clark, CFP®, CPWA®, is the Director of Financial Planning at The Clark Group Asset Management, a fee-only registered investment advisory firm in Southern California, but with clients all across the nation. The Clark Group Asset Management is a registered investment adviser. This video is hypothetical and intended for educational purposes only. Please consult the appropriate professionals for each topic. Material presented is believed to be from reliable sources. However, we make no representations as to its accuracy or completeness. #retirementplanning #rothconversions #financialplanning #retirementincome #taxplanning #howmuchtoretire #financialfreedom #retirementsavings #wealthmanagement #socialsecurity #socialsecurityretirement