La Mejor Estrategia para Invertir en CDTs en el 2026

If you want personalized support to organize your finances and investments, apply here 👉 https://hubs.li/Q04lzWyy0 ------------------------------------- In 2026, something is happening that we haven't seen in a long time: Certificates of Deposit (CDs) are paying quite attractive rates. While some are looking for complex investments, others are securing interesting returns with something much simpler. But the question is: do you really understand how a CD works… and when does it make sense to use one? In this episode of My Own Finances, we're going to explain what a CD is inside, how it generates returns, why it's a good option right now, and how you can use it strategically within a more diversified portfolio. Keep learning! -------------------------------- Chapters 00:00 Introduction 0:54 Mastercard Financial Tip 1:22 What is a CD? 3:13 Why are CDs paying good rates? 5:03 When does it make sense to use a Certificate of Deposit (CDT)? 8:26 Why do banks offer different rates? 10:18 Flexibility in interest payments 11:14 In what cases does a CDT not work? 12:44 CDT investment simulation 14:53 The role of CDTs in a diversified portfolio 17:33 MCR support program