I'll Be Working Until I Die

I'll be working until I die. I actually sat down and did the math on it. Not the rough version, the real one. And I'm going backwards. I'm not reckless with money. I'm not the guy with an Amazon problem. But rent, food, living on my own, it's all gone before saving even starts. And the raises don't keep up with what things cost now. Some years it's basically a pay cut with better wording. Part of this is on me and I'll own it. I saved at the end of my 20s, not the start. I needed a down payment for a condo, so my retirement savings paid for that instead. The early years are worth more than the ones now. Compounding doesn't forgive that, and I can't get those years back. But the number keeps moving on us too. You used to hear save a million or two and you're fine. That's not the number anymore. Prices compound the same way your savings are supposed to. It feels like running at a finish line that keeps sliding backwards. And I don't know if Social Security is going to be there for me. I'm not building a plan around a floor I can't see. The generation before us had something underneath them. I'm not sure we do. So I think I'll be working until I die. That's not me being dramatic. That's just what the math says right now. Are you actually on track, or did you just stop looking at the number? Subscribe if this hit home. This is Outside The Order. #retirement #workingclass #inflation #realtalk #outsidetheorder