Bitcoin, AI, and the Credit Air Pocket with Michael Tanguma

Michael Tanguma, Founder and CEO of Onramp, joins me to discuss why Bitcoin may be entering its next major phase just as credit markets, custody assumptions, and traditional finance itself begin to fracture. We cover the institutional groundwork being laid through ETFs and trading platforms, why multi-institution custody matters as more capital moves into bitcoin, what Onramp Finance is building across dollars, gold, and bitcoin, and why Michael believes digital credit products are being badly mispriced. We also get into the “credit air pocket” nobody seems to be pricing, how AI could upend the growth assumptions embedded across the economy, and why Bitcoin may benefit as both a savings technology and a settlement asset. Guest links: Follow Michael on X → https://x.com/mtanguma Learn more about Onramp → https://onrampbitcoin.com Stack Bitcoin using your home equity → https://joinhorizon.com See your home's Bitcoin potential → https://joinhorizon.com/calculator Schedule a 1-on-1 consultation → https://calendly.com/d/cryw-39y-2j4/h... Follow Joe on X → https://x.com/JoeConsorti Timestamps: 00:00 Bitcoin market dynamics and institutional interest 03:01 The role of ETFs in Bitcoin adoption 06:08 Geopolitical influences on Bitcoin's value 09:08 The future of Bitcoin custody solutions 11:51 Integrating traditional finance with Bitcoin 14:55 Bitcoin as a savings technology 17:54 Onramp’s new offerings 21:01 The convergence of financial services and Bitcoin 24:04 The future of sound money and financial integration 38:21 Stablecoins, custody, and credibility 40:21 Adding functionality without increasing counterparty risk 42:47 The future of digital credit and preferred stocks 44:34 Why digital credit products may be mispriced 49:24 Fragility in today’s financial markets 55:23 AI, deflation, and the credit system 01:01:28 Bitcoin infrastructure in an AI-driven future Disclaimer: Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.