Mutual Funds Can Serve Short Term and Long Term Investor Needs | Paisa Vaisa | Anupam Gupta

In this episode of Paisa Vaisa, host Anupam Gupta speaks with Mohit Bhatia, CEO, Mutual Fund - Bank of India, about how retail investors should think about mutual funds, SIPs, valuations, and long-term wealth creation in today’s market. The conversation looks at the big questions on investors’ minds right now: should you stay invested, pause SIPs, or deploy fresh money? Mohit explains why valuations are relative, why SIP discipline matters when markets have delivered below-average returns, and how investors can think about core allocation along with satellite portfolios that may add alpha over time. They also discuss India’s long-term growth story, the 2047 vision, and how the country is moving from a savings mindset to an investing mindset. Mohit shares what distributors are hearing from investors on the ground, why mutual funds can serve different needs including very short-term money, and how smaller or mid-sized AMCs like Bank of India Mutual Fund can still deliver strong outcomes when backed by process, risk management, and investor focus. Whether you are starting your SIP journey, reviewing your portfolio, or trying to understand how mutual funds fit into India’s long-term investing story, this episode offers a practical view of the market and investor behaviour. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram