Chrisman Commentary Daily Mortgage News 07.9.26: Creighton Oswald

Today’s episode includes a discussion on housing demand versus supply. Plus, Robbie interviews with FTI Consulting’s Creighton Oswald on how if capital treatment becomes more favorable, increased competition could drive aggressive pricing that benefits independent mortgage banks and borrowers while further compressing margins for warehouse lenders. And we close with a debate over if we are back in the "higher for longer" inflation environment. This week’s podcasts are sponsored by FICO. As the industry's most predictive credit score, FICO Score 10T combines proven performance with deeper insight into borrower behavior to help support a stronger and more resilient housing finance system. Founded by industry veteran Rob Chrisman, Chrisman Commentary is your trusted source for mortgage industry insights and updates. Whether you are a mortgage broker, lender, investor, or industry enthusiast, Chrisman Commentary will keep you informed and ahead of the curve in this dynamic, ever-evolving industry. Join our community and stay on top of the latest trends in mortgage lending. #ChrismanCommentary #MortgageRates #HousingMarket #MortgageIndustry