🎊50歳貯金ゼロ主婦|遅咲き家計簿初公開🌱
Hello 🌱 My name is Noriko 😌 It's been a while 🕊️ The video I've been working on since April of this year, is finally finished (lol) While working my main job as a medical office administrator, I spend my weekends watching my sons' soccer games ⚽️📣 I make YouTube videos in between those activities 😆 And given my age, it took way too long (lol) Previously, our household finances were in disarray, relying heavily on credit cards and even using revolving credit. We had no savings for our children's tuition, and I realized, "This can't go on," so I started to seriously re-evaluate our household finances. I've recently found a new job and am working to increase my income while getting our household finances in order 🥹 This time, I'm going to reveal our household budget for the first time, as our finances are starting to improve 🙌 It's not a perfect budget, and the video was edited by an amateur housewife who did her best (lol) I'm sharing my experience of how you can change your finances even at 50 and how you can take on new challenges 💮 I hope this will be helpful and encouraging for those who feel anxious about money and the future 🌿 Subscribing and commenting would be greatly appreciated 👏👏👏 Thank you very much 🙇 #HouseholdBudgetReveal #50sHousewife #ZeroSavings #HouseholdManagement #HousewifeLife #EducationExpenses #FrugalLiving
![[Living Expenses] A Realistic Household Budget for a Dual-Income Couple in Their 30s Living Paych...](https://i.ytimg.com/vi/kW6SSJh-2MI/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLD2ssPHulvKJloxiX4hxzjJmQ4rvw&usqp=CCY)
[Living Expenses] A Realistic Household Budget for a Dual-Income Couple in Their 30s Living Paych...
![[Household budget revealed] Net income 320,000 yen / Family of 4 / In deficit and I messed up wit...](https://i.ytimg.com/vi/pzMNTtYYsqU/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLDr6cBN3H3UihvzhecE4XKRUglDbQ&usqp=CCY)
[Household budget revealed] Net income 320,000 yen / Family of 4 / In deficit and I messed up wit...

Savings Challenge Reallocation £175 | Uk Cash Stuffing

【老後2000万なんてどこにある!?】50代、60代夫婦リアル家計簿

God Says:"DON’T IGNORE THIS IMPORTANT LETTER I SENT YOU"/God Message Now/God Message

【徹底解説】貯金2000万円主婦の特別費管理方法|項目と積立額|家計管理
![[3 Household Budget Methods] 📋 Reasons for separating expenses by type: What I've always done aft...](https://i.ytimg.com/vi/VTgIBpxtYc8/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLDUDeENwfvw22sJY6OhDttZd__bEg&usqp=CCY)
[3 Household Budget Methods] 📋 Reasons for separating expenses by type: What I've always done aft...

Is it time to shift from offense to defense? | Optimal cash ratio | Having it is reassuring | But...
![[Net Worth Reveal] I Calculated Our Household's Total Assets](https://i.ytimg.com/vi/NoIu3N6simE/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLDLeZhsbu7oe6bEEsC_19rFpx_8Xw&usqp=CCY)
[Net Worth Reveal] I Calculated Our Household's Total Assets

【夫に借金発覚】3月家計簿公開 / 引越しました / 保育料高すぎ辛い
![[June Budget Reveal] Sharing the first household budget I’ve actually stuck to for a month in my ...](https://i.ytimg.com/vi/Dn_HhQFl3wk/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLAjHrKsQ5I7JADakNJXi8aPS1VzQg&usqp=CCY)
[June Budget Reveal] Sharing the first household budget I’ve actually stuck to for a month in my ...
![[Savings] Saving for retirement / Savings plan for 1 million yen per year that can be done even i...](https://i.ytimg.com/vi/aQpkOHBoQ9Y/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLDHJ74Kqn2otHC_w_X01SV3mVJBYw&usqp=CCY)
[Savings] Saving for retirement / Savings plan for 1 million yen per year that can be done even i...
![[May Household Budget] I'll show you the real income and expenses in full 👀💥 / Expenses, Income, ...](https://i.ytimg.com/vi/8735RYaw_R4/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLA52WqoGsGym2F3xmdL-8tEQ4Dk9Q&usqp=CCY)
[May Household Budget] I'll show you the real income and expenses in full 👀💥 / Expenses, Income, ...

貯金ゼロ😱アラフィフ夫婦の脱・赤字家計!|夫の給料体系が変わってピンチ!|中高一貫校の学費&大学費用出せないかも・・・

【5月家計簿】4人家族の生活費51万って高い?|5月の家計を公開します【主婦| 家計管理| 節約したいけど…】
![[Payday Routine] Budgeting | Couples' Salaries | Take-home pay approx. 400,000 yen | Cash savings...](https://i.ytimg.com/vi/xUIw5-0yWKg/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLD7a1GwdvFAi9NmzatbLEMEBf_ebA&usqp=CCY)
[Payday Routine] Budgeting | Couples' Salaries | Take-home pay approx. 400,000 yen | Cash savings...
![[Household management] Renew your household finance file with 100 yen items 🌱 Prevent monotony + ...](https://i.ytimg.com/vi/-Lvp0DCvj-g/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLAUYValdHNmMLuwCam5J3bMDK6Scw&usqp=CCY)
[Household management] Renew your household finance file with 100 yen items 🌱 Prevent monotony + ...
![[Household Budgeting] June Payday Routine☂️/With Audio](https://i.ytimg.com/vi/oXDQUIowZzI/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLC2zNDqqocGfMHVMZIR-aZPM3f9Gg&usqp=CCY)
[Household Budgeting] June Payday Routine☂️/With Audio
![[A family of five with an annual household income in the 4 million yen range] A mother's regrets ...](https://i.ytimg.com/vi/k2yq_xM4PGI/hqdefault.jpg?sqp=-oaymwEnCNACELwBSFryq4qpAxkIARUAAAAAGAElAADIQj0AgKJDeAG4AvMY&rs=AOn4CLCsJPddknLPmftzyOBeb_tqKlcwtQ&usqp=CCY)
[A family of five with an annual household income in the 4 million yen range] A mother's regrets ...

