100% Stocks and 5 Years From Retirement—Now What?

five years from retirement and still 100% in equities? the real question is not simply when to own fewer stocks — it is when you will need to start withdrawing money and how much of that money needs protection from the stock market. Derisking too early can cost you growth, but waiting too long can expose your retirement date to a major market decline and create sequence-of-returns risk. --------------------------------------------------------- My 5-Step Process to Retiring Early : https://leandrivenreliability9-my.sha... ------------------------------------------------------------ 🔴 STOP USING Spreadsheets! Plan with Confidence like I do with Boldin Software (old name: New Retirement). What is best time for you to take Social Security? Create a Tax Plan. What are your chances of success? AI suggested improvements. Free 2 week trial; then $144/yr You will buy this after trying (I have purchased for 6 years ). USE THIS LINK Please ---- https://go.boldin.com/joekuhn ------------------------------------------------------------ 🟢 DO NOT GO IT ALONE - Retire with Confidence! Stress Less! Money Pickle - set up a COMPLEMENTARY 45 minute dialog with a Financial Advisor No obligation. No Pressure. Get answers to your specific questions. Example: When should I take SS? What rates of return and inflation numbers should I use? Did I make a mistake? Use this link to setup your call: https://quiz.moneypickle.com/?partner... Disclosure: Joe Kuhn is compensated by Money Pickle based on referrals or user activity resulting from this promotion. He is not a client of Money Pickle. This compensation creates a financial incentive to recommend Money Pickle and may create a conflict of interest. -------------------------------------------------------------------- 🪙 Want your plan reviewed by a Certified Financial Planner®? Get 1:1 customized advice from the team at Defining Wealth to make sure your plan is on track. My viewers get a special price for the Financial Plan Review at $300! *OFFER VALID FOR FIRST REVIEW ONLY* Use this link to book your time: https://calendly.com/definingwealthpa... Need more? Get a clear, actionable Financial Plan to create clarity and confidence in your early retirement. One-time cost of $4,000 (no obligation beyond that). Book an Explore Call more information → https://definingwealth.com/book-an-ex... Disclosure: https://drive.google.com/file/d/1YZA_... ----------------------------------------------------------------- 📞 NEIL FORTWENDEL CFP® - My Personal Financial Planner for the past 7 years. Knowledgeable, Professional and challenges me to constantly optimize my Plan. Multiple engagement paths to choose from--depending on your needs Full Plan Creation- $4,000 range- based on complexity Phone: 812-471-2207 Email: [email protected] Website: www.neilfortwendel.com ----------------------------------------------------------------------- How to Get Affordable Health Insurance Before Medicare Move Health exclusively specializes in early retiree health insurances options. Compare plans and get the best value. All at Zero Cost to you. Use this link: https://movehealth.io/joekuhn --------------------------------------------------------------- Video by Lean Driven Reliability LLC This video is not investment advice nor advice at all. For entertainment ONLY and reflects my personal story. Seek professional help to understand your unique situation. Affiliate Disclosure: Most of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and purchase or set up a discussion. #retirement #retirementplanning #retireearly #financialindependence