Pflegegrad 4 (2026): So viel Pflegegeld & Sachleistungen bekommen Sie! 💶 | PflegeHelfer24

When care level 4 is granted, the entire family is usually in an exceptional situation. Providing care at home now becomes a demanding full-time job, requiring constant attention around the clock – and often at night as well. 🛑 But during this phase, the long-term care insurance fund also provides you with the highest budgets for home care! In this first part of our series on care level 4, we speak openly about what "severe impairment of independence" means in everyday life. We break down the budgets for 2026 and show you how you can use the combined benefits to get professional help without losing your care allowance entirely. But during this phase, the long-term care insurance fund also provides you with the highest budgets for home care! 💡 Check your eligibility for free with our care level calculator or submit an application for a higher level: ➡️ https://www.pflege-helfer24.de ⏱️ Chapter overview (Simply jump to the topic): 00:00 Intro: Care level 4 as an absolute exception 00:39 What does care level 4 mean in everyday life? (Criteria & MDK Points) 01:20 The hard facts: Bedridden, wheelchair & advanced dementia 01:47 Care allowance & in-kind care benefits 2026 02:20 The survival model: The combined benefit in practice 03:05 Cleverly using the €131 relief allowance for dementia care 03:35 Free support in finding a provider (PflegeHelfer24) 04:00 Preview of Part 2: Budgets for respite care & the nursing home 📖 This video covers the following in detail: Care level 4 is assigned with a score of 70 to under 90 points in the MDK assessment and officially signifies a "most severe impairment of independence." Whether it's bedridden, constant repositioning, complete assistance with personal hygiene, or continuous monitoring in cases of severe dementia – the burden is maximum. Care level 4 is assigned with a score of 70 to under 90 points in the MDK assessment and officially signifies a "most severe impairment of independence." The budgets for 2026 at a glance: Pillar 1 (Care Allowance): €800 per month directly into your account if family members organize care on their own. Pillar 2 (Care Benefits in Kind): €1,859 per month for professional outpatient care services. The most important tip: Combine benefits! No one has to bear this burden alone. We'll show you a concrete example of how you can hire a home care service for the most strenuous physical tasks for €1,300 and still receive around €300 of the care allowance at the end of the month. We'll also show you how to use the €131 relief allowance specifically for bedside support services, giving you a chance to take a break. Are you caring for someone with care level 4 at home, or are you planning for a higher level of care? Share your experiences in the comments! Subscribe to the channel so you don't miss Part 2. Are you caring for someone with care level 4 at home, or are you planning for a higher level of care? #CareLevel4 #CareBenefit2026 #In-Kind CareBenefits #CombinedBenefits #CareAide24 #LongTermCareInsurance #ReliefAmount #Dementia #HomeCare #CareAtHome