T&D Holdings, Inc. IR Meeting

0:00 Transfer of Shares of T&D Financial Life Insurance Co., Ltd. to a Consortium Led by PayPayCorporation and Comprehensive Business Alliance with the company 0:30 Contents 0:31 1. Transfer of T&D Financial Life Shares to a Consortium Led by PayPay 0:32 Overview of the Transaction 1:58 Reference: Overview of the Consortium 2:07 T&D Financial Life's Growth Trajectory (1/2) 2:41 T&D Financial Life's Growth Trajectory (2/2) 3:09 Toward Further Growth of T&D Financial Life 4:37 2. Comprehensive Business Alliance with PayPay 4:56 Comprehensive Business Alliance with PayPay | Overview 5:43 Comprehensive Business Alliance with PayPay | Specific Initiatives 6:15 Group Long-Term Vision Try & Discover 2030 —Breaking Beyond — 6:32 Contents 6:33 Executive Summary 6:59 1. Group Long-Term Vision “Try & Discover 2030” 7:00 The T&D Insurance Group’s Target Vision Group Long-Term Vision: ” Try & Discover 2030 —Breaking Beyond —” 7:37 Business Portfolio Management/ Sustainable growth and improved capital efficiency through focus on core businesses 8:45 Advancing the long-term vision through business portfolio review 10:12 Use of cash proceeds from the sale of TDF shares (policy) 11:12 Financial KPIs 11:44 Toward Achieving Adjusted Profit of ¥230.0bn 12:58 Non-financial KPIs 13:46 Daido Life: The Overall Strategy 14:17 Daido Life : Expansion of Corporate Insurance Coverage & Exploration of New Business Domains 15:15 Taiyo Life: Evolution of Business Model 16:35 Taiyo Life: Direction for Transforming the Revenue Structure 17:21 Taiyo life: Ensuring the effectiveness of revenue structure reform —Driving profitability improvement through the PDCA cycle 18:29 External Growth Strategy│Priority Investment Areas 19:50 Group Capital Cycle│ Creation of Group Synergies through Effective Group Capital Utilization 21:14 Vision for the DX Strategy 21:33 Initiative of DX Strategy 22:56 Integration of DX Strategy with the Organizational and Human Capital Strategy│Rebuilding the Organizational Structure and Human Capital Portfolio etc. 24:07 Strengthening the Board of Directors' Functions 25:08 Skill Matrix of the Board of Directors 25:48 Revision of Executive Compensation System 26:32 2. Shareholder Returns & ESR 26:36 Shareholder Returns for the Fiscal Year ended March 2026 27:06 Shareholder Return Policy (Cash Dividends) 27:46 Shareholder Return Policy (Total Payout Ratio) 29:04 ESR（Internal Management Model） 29:42 Share price and TSR enhancement 30:41 Use of cash proceeds from the sale of TDF shares (policy) 32:47 Shareholder Returns for the Fiscal Year ended March 2026 33:37 ESR（Internal Management Model） 35:13 Q&A 1 37:19 Answer 42:36 Answer 44:15 Answer 46:23 Answer 48:19 Q&A 2-① 50:40 Answer 53:49 Answer 55:15 Q&A 2-② 55:45 Answer 56:28 Q&A 3 57:24 Answer 58:03 Answer 59:20 Q&A 4-① 1:01:56 Answer 1:04:34 Answer 1:05:46 Q&A 4-② 1:06:22 Answer 1:07:08 Q&A 5-① 1:08:31 Answer 1:09:59 Answer 1:10:38 Q&A 5-② 1:10:59 Answer 1:11:07 Q&A 6 1:12:45 Answer 1:15:05 Answer 1:16:44 Q&A 7 1:18:48 Answer 1:19:19 Answer 1:20:14 Q&A 8 1:22:34 Answer 1:23:42 Answer 1:24:49 Q&A 9 1:26:41 Answer 1:28:29 Answer Transfer of Shares of T&D Financial Life Insurance Co., Ltd.：https://ssl4.eir-parts.net/doc/TE8795... Group Long-Term Vision Try & Discover 2030 —Breaking Beyond —：https://ssl4.eir-parts.net/doc/TE8795... Overview of Group Companies：https://ssl4.eir-parts.net/doc/TE8795... Financial Results：https://ssl4.eir-parts.net/doc/TE8795...