Top 10% des revenus en France et pourtant pas encore en sécurité financière

TO PARTICIPATE: https://coachings.richissime.net/radi... Ask Delphine Pinon your question. She'll answer you live! Marine is 31 years old, single, with no children, and works in real estate in Paris. She earns €70,000 gross per year, including bonuses. She has owned her primary residence for three years—purchased jointly with her mother through a mortgage—and rents it out on Airbnb when she's not there. She wants to make her first rental investment to generate additional income and achieve financial freedom. Her hesitation: she only has €15,000 in savings, and she's afraid to use it all for a down payment. Delphine does the math live—and the figure is in: with her salary, Marine is among the wealthiest 10% of French people. So she asks the question directly: how is it that with such an income, savings amount to only €15,000? The answer: travel, primarily. Not a bad thing in itself—but Delphine reframes the issue. It's not a question of spending well or poorly. It's a question of aligning with one's goals. If financial freedom is the ambition, then ambitious means are needed to achieve it. In this excerpt from Radio Libre, Delphine outlines a concrete plan: get training, accelerate savings to reach at least €30,000 within 12 months, and target cash-flow investments—even if it means venturing beyond the Île-de-France region where returns are more attractive. 👉 Why a cash flow investment is almost always preferable to a project with no immediate return 👉 How Delphine defines a real budget — and why it's neither an Excel spreadsheet nor a post-mortem balance sheet 👉 Paris region vs. the rest of France: where to look for your first investment when savings are limited --- 🎙️ This excerpt is from Radio Libre, Richissime's live format where Delphine answers community questions live about their personal financial situations. ____________________________________________________________ If you would like a personalized analysis of your current financial situation from a member of our team, click on the link below: https://link.richissime.net/7bKANO ⏱️ It takes less than 2 minutes: simply answer 11 questions. 📊 Within 48 hours, you will receive a personalized analysis of your financial situation as well as recommendations tailored to your profile. ______________________________________________________________________ 🚀 Instagram:   / richissimepodcast   🚀 YouTube: https://www.youtube.com/@DelphinePino... 🚀 TikTok:   / richissimepodcast   🚀 All my offers: https://www.liinks.co/richissime This channel is dedicated to financial education, money, and the psychology of financial decisions. Here, we talk about investing, entrepreneurship, income, success, failures, and more broadly, everything that shapes our relationship with money. Hosted by Delphine Pinon, entrepreneur and investor, this channel offers in-depth analyses, insights, and conversations with entrepreneurs, investors, and inspiring figures. The goal: to better understand the economic and mental mechanisms that influence our financial choices, without jargon or unrealistic promises.