Age 60, $800K All in a 401k - Your 13-Year Window Before RMDs

You're 60, you have $800K in your 401k, and you want to know if you can retire. Here's how I'd start to think through that — and the 5 questions that may determine whether that money is enough. In this video I walk through the key variables that interact when you have all your retirement savings in a traditional 401k at age 60 — including your income goal, Social Security claiming scenarios, healthcare costs before Medicare at 65, the RMD clock starting at 73, and the personal questions that help frame the full picture. This is a viewer Q&A response video. The five questions I cover are a suggested framework — not a definitive checklist — and every situation is different. I reference several past videos in the library for deeper dives on each topic. Topics covered: ► What income goal drives everything else ► How long $800K may last at different withdrawal rates ► Social Security at 62, 67, and 70 — how each scenario changes the math ► Healthcare costs from 60 to 65 and ACA subsidy basics ► What RMDs at 73 could mean for your tax picture ► The personal questions a financial plan actually needs 📋 Download the free Pre-Retirement Readiness Checklist: https://radiantvest.com/checklist 📊 Try the RadiantVest Retirement Calculator: https://radiantvest.com/calculator 📅 Schedule a virtual consultation: https://calendly.com/radiantvest ─────────────────────────────────────────────── CHAPTER TIMESTAMPS: 0:00 — Can You Retire at 60 With $800K? 0:07 — The Question Behind the Question 0:31 — Who I Am 0:41 — Compliance Disclosure 1:07 — Q1: What Do You Need to Live On? 1:52 — Q2: Social Security Timing 2:55 — Q3: Healthcare Ages 60–65 3:43 — Q4: The RMD Clock 4:44 — Q5: What Does Retirement Actually Look Like? 5:47 — The Bottom Line 6:27 — Watch This Next ─────────────────────────────────────────────── This video is for educational purposes only. It does not constitute personalized financial, tax, or legal advice. Consult a qualified financial professional before making decisions specific to your situation. #RetirementPlanning #401k #RadiantVest