How To Buy A Home As A Sole Trader or LTD Company | Getting A Mortgage..What To Do??

Share with anyone you think might benefit from this and Make sure you like and follow if you enjoyed this. My name is Haydn Warwick I am a mortgage broker. I understand a lot of sole traders and LTD Company owners haven't been provided with much information on what to do.. I hope this video helps. And speaking to an Accountant helps massively. Links Mortgage Advice - https://homebuyerhelper.co.uk Accounting Advice - https://eaaccountancy.com Follow on Socials https://www.instagram.com/homebuyerhe... Chapters 00:00 Introduction 01:08 Difference between Sole Trader and LTD 02:12 "How do I know which is best for me?” 02:26 Advice for Sole Traders gettting mortgage ready 03:58 Do I need an accountant for submitting Self Assessments? 04:56 Some lenders need to see it from an accountant 05:19 MTD - Sole Traders April 2026* Massive News 07:07 When do you submit tax returns? 08:20 How to take Money from LTD Company to use as deposit 11:01 LTD company how to be best prepared 11:44 "Don’t be naive, it’s a process” 12:21 “You might not need to declare as much as you think” 13:38 Post Budget - Mansion Tax 14:37 Dividend Tax Increases 15:34 LTD Company for Buy To Lets? 18:35 Post Budget Thoughts 19:54 People leaving the UK 21:15 “Moving to Dubai Misconceptions” 22:18 What documents are needed for a Sole Trader mortgage? 22:50 Reasons why these documents are needed.. 23:59 What documents are needed for a LTD Company mortgage? 24:45 What do lenders offer now? X my income? 25:35 Accounts from a Qualified Accountant 27:35 Tax Benefits during the purchase of a property? 30:58 Life Insurance through the LTD Company? 33:15 Advice for “Modern Business” Onlyfans, Ecom.. 35:00 Question around “Family Investment Companies” 39:46 Having a gameplan 40:55 “Remortgage..” BIG ONE 43:25 Final Thoughts - 44:40 End and Details below