Fondo Espero, sarà il salvagente per evitare la sostanziale riduzione delle pensioni. I chiarimenti

#school #teachers #schooltechnique We all need to think about what investments to make for our future, young workers especially, and time is not a variable to be overlooked. The sooner you decide how to plan your retirement plans, the sooner you'll be able to plan a sustainable life in your post-work years. "La Tecnica risponde live" (Technique Answers Live) will address the topic during a live broadcast scheduled for today, Tuesday, October 31st, at 5:00 PM, with Maria Grazia Penna, vice president of the Espero Fund and general secretary of the CISL Scuola Piemonte. 29:00 - Why is there so little knowledge about the fund? 32:30 - How do you join? 34:00 - So, if I understand correctly, I can ultimately choose whether to get my entire capital back or receive the pension benefit? 35:30 - I'm a school worker and started working on January 11, 2001. Since I'll retire in 2050 at age 70 after working for 50 years, is it worth it to join the Espero fund? 37:10 - Can you explain when I'll retire? If I join the Espero fund now, how will the fund be paid out? 38:20 - Can I transfer the severance pay already accrued and held by INPS to Espero? 39:00 - Is it worth it for those who have 9 years left until retirement? 40:00 - I became a permanent employee in 2005 and joined the fund. I'm 56 years old and have 25 years of contributions. At retirement age, 67, will I be able to get my entire capital back upon liquidation? 44:30 - If you initially join at 1%, can the percentage be increased later? 45:30 - If you have less than 20 years of contributions, is it worth joining this fund to supplement your pension? 47:30 - What happens with temporary teachers? 49:30 - If you retire with the social APE, when will you receive the ESPERO benefit? 50:00 - I joined the 1% fund. In addition to paying this amount, I also paid another amount of the same value, which is indicated on the pay slip as the "basic worker quota." Could you explain what this means? Subscribe to the @tecnicadellascuolavideo channel Follow us on https://www.tecnicadellascuola.it/​​​​ and on our social media channels: • Facebook:   / tecnicadellascuola   • Instagram:   / tecnicascuola   • Twitter:   / tecnicascuola   • Our training courses: https://corsi.tecnicadellascuola.it