The TOP ETFs for Your Cash | NEOS CSHI & TLTI

Thank you NEOS for sponsoring this video! This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com. In this interview, I sit down with Wes Matthews, Senior Managing Director and Head of Investment Strategy at NEOS Investments, to break down two of the most interesting cash and fixed-income ETFs in the market: CSHI and TLTI. With cash alternatives, Treasury ETFs, money market funds, T-bills, high-yield savings accounts, and fixed-income investing becoming more popular, investors are looking for ways to potentially earn more income without taking on the same level of risk as high-yield covered call ETFs. NEOS CSHI and TLTI use an options-enhanced income strategy designed to add a modest amount of additional income on top of Treasury exposure. We discuss how CSHI works as a short-duration T-bill ETF, how it compares with money market funds and traditional cash positions, and why the fund uses S&P 500 put spreads to seek additional income. Wes also explains the April 2025 CSHI drawdown, how the strategy recovered, the risks investors should understand, and why the fund is designed to add only a moderate amount of options income rather than chase an extremely high yield. We also take a deep dive into TLTI, NEOS’s long-duration Treasury ETF, including how it differs from CSHI, how interest-rate risk affects long-term bonds, how duration can impact ETF prices, and why TLTI may behave very differently when rates rise or fall. In this NEOS ETF interview, we also cover BNDI, HYBI, Treasury duration, 1256 contracts, 60/40 tax treatment, return of capital, options overlays, SPX put spreads, cash management ETFs, T-bill ETFs, bond ETFs, emergency fund alternatives, and the growing demand for income-focused fixed-income investments. Topics covered: • CSHI ETF explained • TLTI ETF explained • NEOS fixed-income ETF strategy • T-bills vs money market funds • Cash alternatives for investors • Emergency fund ETF considerations • Treasury ETF income strategies • How S&P 500 put spreads work • CSHI drawdown and recovery explained • Long-duration Treasury risk • Interest rates and bond ETF prices • BNDI and HYBI overview • 1256 contracts and 60/40 tax treatment • Return of capital in NEOS ETFs • Income investing and fixed-income portfolio diversification Video Chapters: 00:00 NEOS CSHI & TLTI ETF Interview 00:28 Meet Wes Matthews of NEOS Investments 01:01 CSHI and TLTI: NEOS Fixed-Income ETFs Explained 01:38 Why NEOS Uses Options Strategies for Fixed Income 02:36 CSHI vs TLTI: T-Bills vs Long-Term Treasuries 03:51 Can CSHI Be Used as a Cash Alternative? 04:26 CSHI vs T-Bills, Money Markets & High-Yield Savings Accounts 05:24 Is CSHI Liquid? Accessing Your Cash in an ETF 05:50 Why NEOS Launched TLTI 06:16 NEOS Fixed-Income ETF Lineup: CSHI, TLTI, BNDI & HYBI 07:14 How CSHI Generates Extra Income With S&P 500 Put Spreads 08:26 What Happened to CSHI During the April 2025 Market Drop? 09:13 Understanding CSHI Risk, Drawdowns & Recovery 11:19 CSHI Taxes, Return of Capital & 1256 Contracts 12:52 Why CSHI Has Grown So Popular With Income Investors 14:40 TLTI Explained: Long-Duration Treasury ETF Income Strategy 15:05 How Rising Interest Rates Impact TLTI 16:28 Does TLTI Use the Same SPX Put Spread Strategy? 16:53 Why NEOS Uses S&P 500 Options Instead of Treasury Options 17:37 How Often NEOS Manages CSHI and TLTI Options Positions 18:15 CSHI vs TLTI: Which Fixed-Income Risk Profile Is Different? 20:06 BNDI ETF Explained: NEOS Core Bond Income Strategy 20:54 What Happens to Treasury ETFs When Interest Rates Rise? 22:20 Future NEOS Fixed-Income and Cash Alternative ETFs 23:43 Final Thoughts on CSHI, TLTI & NEOS ETFs If you enjoy ETF investing, dividend investing, monthly income ETFs, covered call ETFs, Treasury ETFs, cash alternatives, and in-depth interviews with ETF issuers, make sure to subscribe to Spencer Invests for more ETF breakdowns, portfolio updates, income investing strategies, and interviews with the people behind today’s fastest-growing funds. This video is for educational and entertainment purposes only and is not financial advice. Always do your own research and consider speaking with a qualified financial professional before making investment decisions. #CSHI #TLTI #NEOS #NEOSInvestments #ETFs #TreasuryETF #TBills #MoneyMarketFunds #CashAlternatives #IncomeInvesting #DividendInvesting #FixedIncome #BondETFs #CoveredCalls #OptionsIncome #SPYI #QQQI #BNDI #HYBI #EmergencyFund #HighYieldSavings