Consórcio para imóvel de leilão: como funciona na prática e quais são as 3 formas de usar?

Consortium for auctioned properties: how to use substitute collateral, reimbursement, and loan settlement to acquire properties at a discount using a consortium as a payment method. 📲 Want a personalized simulation and to understand if this strategy works for you? 👉 Talk to me on WhatsApp: https://nerdsdeconsorcios.com.br/what... 📊 Simulate your consortium here: 👉 https://nerdsdeconsorcios.com.br/ ___________________ 📌 Follow more content: 👉 Instagram:   / isabelmaratosta   👉 Subscribe to the channel: https://youtube.com/@nerdsdeconsorcio... 🔥 RECEIVE EXCLUSIVE TIPS AND PROMOTIONS IN OUR WHATSAPP COMMUNITY: https://chat.whatsapp.com/G8xgJyyT208... ___________________ In this video about consortiums for auction properties, you will learn: Why the consortium doesn't pay directly on the auctioneer's deadline and how to get around this How the substitute guarantee works: leaving a paid-off property as collateral and bidding with the consortium credit How reimbursement works: bidding with your own resources and receiving the value back from the administrator How to use the consortium to pay off the financing obtained at auction, eliminating bank interest Why each administrator has different rules for auction properties and how to find the best one for your case How to formalize the agreement by email with the administrator to guarantee the agreed conditions When to use a winning bid as a shortcut to skip the draw and analysis stage What costs are involved in bidding: auctioneer's commission, ITBI (Property Transfer Tax), notary fees, and other charges Additional Information ⚠️ Attention: the consortium cannot pay the auctioneer within 24 to 48 hours of the auction. Anyone who goes to the auction without being awarded the property and having their credit analysis approved will lose the property and also pay a fine. The correct order is: award the property, get credit approved, choose the property, bid on it, and use the consortium to pay. ___________________ Get all your questions answered about Asset Leverage with Consortiums: 🎬    • Alavancagem Patrimonial com Consórcio   ___________________ Using a consortium to buy a property at auction is possible in three ways. The first is the substitute guarantee: the consortium member is already awarded the property and leaves a paid-off property as collateral, allowing the administrator to pay the auctioneer's invoice directly. The second option is reimbursement: the winning bidder pays with their own funds and requests reimbursement from the administrator after presenting the auction certificate and the property registration. The third option is loan payoff: the consortium member finances the auctioned property and uses the consortium to pay off the bank, eliminating the loan interest. In all cases, the consortium member must be awarded the property and have their credit analysis approved before the auction. Each administrator has its own rules for this operation, so choosing the right one before signing a contract is essential. Substitute guarantee, reimbursement, or loan payoff: each strategy depends on your current assets, the property you want to bid on, and the right administrator. Talk to me and we'll define the best path for your auction operation with a consortium. 👉 Talk to me on WhatsApp: https://nerdsdeconsorcios.com.br/what... ___________________ Chapters: 0:00 – Introduction 1:18 – Why does a property go to auction? 3:36 – How a consortium can be used to take advantage of opportunities 4:01 – Choosing the right administrator (each one has its own rules) 5:00 – Importance of specialized consulting 5:46 – Basic step-by-step guide to using a consortium: choosing, competing, and being awarded 6:19 – Stages: awarding and credit analysis 7:00 – Substitute guarantee: leaving another property as collateral 7:20 – How the auction works and the role of the auctioneer 8:59 – Auction costs: commission, ITBI (Property Transfer Tax), notary fees, and other charges 10:46 – Solution: using a paid-off property as collateral 11:12 – Difference between market value and liquidation value 11:48 – Practical example: property worth R$ 300,000 with an equivalent outstanding balance 12:34 – How to leave a property as collateral and release the credit 13:37 – Auction award letter and payment to the auctioneer 14:01 – Summary of the guarantee operation Substitute Guarantee 3:00 PM – Administrators who accept the model and precautions in negotiation 3:37 PM – Formalizing everything by email with the administrator 4:00 PM – Second option: purchase and post-auction refund 5:04 PM – How the refund works and which companies allow it 6:00 PM – Awarded letter of credit: an alternative for those in a hurry 6:55 PM – Settlement of financing as a strategy in auctions 7:41 PM – Financing vs. consortium: difference in rates and terms 8:52 PM – How a consortium ca...