What options to consider when offering Health Insurance as a small business

As a small business, you may be considering offering health insurance to your employees. This can be a great way to attract and keep talented workers, but it's important to understand the options available to you. In this video, we discuss the two main types of health insurance plans that are available to small businesses. We hope this information helps you make an informed decision about what's best for your business and employees! Find out more about the HRA we mentioned: https://claracfo.com/HRA 00:00 Introduction 01:04 Group Insurance 03:00 Finding a group plan 4:20 Group program hack 06:10 HRAs 8:53 HSAs Health insurance can be complex. Find a broker or adviser to help you in this important decision for your employees! -------------------------------------------------------------------------------------------------------- To learn more about CFO services for B2B services providers making over $1M in annual revenue, go to: https://claracfo.com/services Here are some of the tools I trust and recommend to help you manage your business finances more effectively. These are affiliate links, which means I may earn a small commission if you use them—at no extra cost to you. Thank you for supporting the Clara CFO channel! 🔢 QuickBooks Online – 30% Off for 12 Months plus 30-day Free Trial https://claracfo.com/QBO Get organized with the most popular small business accounting software. 🏦 Relay Bank – Get a $100 Bonus https://www.claracfo.com/relay Modern banking designed for business owners. Sign up and deposit $100 to claim your bonus. 👥 Gusto Payroll – Earn $100 https://claracfo.com/gusto Run payroll and receive a $100 reward—perfect for growing teams. 💰 Monarch Money – Extended 30-Day Free Trial https://claracfo.com/monarch Smart personal finance software for entrepreneurs and families. 📊 RC Reports – Get $50 Off a Compensation Report https://claracfo.com/RCReports Ensure your S-Corp salary is IRS-compliant with a professional comp report. Hannah Smolinski is a #CPA and the Founder of Clara CFO Group. Find out more about Clara CFO Group at https://claracfo.com/ Disclaimer: This video is intended for educational purposes and should not be taken as legal or tax advice. You should consult with your financial professionals about your unique financial situation before acting on anything discussed in these videos. Clara CFO Group, LLC is providing educational content to help small business owners become more aware of certain issues and topics, but we cannot give blanket advice to a broad audience. Content ID for Music Licensing: OBCP7NUO3NPJ9DSP