Stop the rejection! The 'Lending Sequence' for scaling to 5+ properties
Most investors think the key to owning five investment properties is earning more money. It's not. In fact, unless you have a very high income, you'll eventually hit a wall with the major banks. Not because you've run out of equity, but because you've run out of borrowing capacity. That's where lender sequencing comes in. In this video, David Thomas explains how experienced investors continue to grow their portfolios after traditional lenders stop saying yes. You'll learn: Why most investors eventually get rejected by the major banks The difference between deposit-taking and non-deposit-taking institutions How lender servicing calculations impact borrowing power Why borrowing capacity can vary dramatically between lenders The three phases of lender sequencing Why cross-securitisation can limit your future options A real-life case study showing lender sequencing in action By the end, you'll understand why lender choice can be just as important as property selection, and how the right lending strategy can help you continue building your portfolio long after most investors get stuck. Chapters: 00:51 The rejection problem – deposit-taking institution regulations 02:20 How non-deposit-taking institutions do it differently 02:57 The compounding effect and lender sequencing phases explained 07:25 Why cross-securitisation kills debt sequencing 08:27 Real-life case study 📅 Book a strategy session with Dave → https://strategysession.trilogyfundin... 📊 Topics covered: property investment Australia, lender sequencing, borrowing power, debt servicing, portfolio growth, investment property lending, non-bank lenders, property investors, loan structure, cross-securitisation, equity release, Trilogy Funding, Dave Thomas 📘 Free tools & guides: → Equity Access Blueprint: https://www.trilogyfunding.com.au/equ... → eBook: https://www.trilogyfunding.com.au/fre... → Report: https://www.trilogyfunding.com.au/adv... → eBook: https://www.trilogyfunding.com.au/the...

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