[특별기획] 불행하지 않은 노후를 꿈꾼다면? 매달 현금이 생기는 노후 자산 세팅법 (김동엽 상무)

The key to managing your assets in retirement is not earning more, but ensuring you don't run out of money before you die. The strategies for accumulating and withdrawing money are completely different. More important than returns is extending the "lifespan" of your assets. Today, we'll be joined by Kim Dong-yeop, Managing Director of Mirae Asset Investment & Pension Center, to discuss how to review the three-tiered structure of national pension, retirement pension, and private pension. We'll explore realistic ways to monetize real estate, the use of housing pensions, IRPs, pensionization strategies for retirement benefits, and gradual retirement. We'll also explore ways to create cash flow during the "income gap" after retirement. The fn Insight special feature, "How Will Korea Age?", analyzes the massive change brought about by a super-aging society not as a confrontation between the elderly and the young, but as a generational issue centered on the parents. This five-part series and epilogue explores Japan's precedents, the financial structure of the parental generation's retirement, and the social conditions that allow generations to grow old together. This series explores the direction Korean society should take. [How Will Korea Age?: A Five-Part Roadmap for Coexistence] Part 4: "Cash Flow for Retirement Management: Prepare for Just Five Things" 00:00 Highlights 01:38 Retirement Asset Management Concerns of the Retirement Generation 02:20 Examining the Three-Tier Pension Guarantee System 03:47 "Longevity Risk" in Retirement Asset Management 05:43 Identifying Income Gaps and How to Inquire About Pensions 06:31 Checklist 1. National Pension 07:01 Dual-Income Pension Strategies for Couples 08:16 Checklist 2. Downsizing vs. Housing Pension 11:56 Checklist 3. Honorary Retirement Payment Strategy 13:35 Criteria for Early National Pension Payments 17:30 Checklist 4. Changes to DC-type retirement pensions 6:00 PM: 9 million won pension account strategy 6:55 PM: 3 factors that maximize compounding effects 8:08 PM: Checklist 5. How to Decide Between Maintaining Insurance and Canceling It 22:07 Wrap-up and Asset Management Advice Host: No Dong-il, Chief Editor, Financial News Featured: Kim Dong-yeop, Managing Director, Mirae Asset Investment & Pension Center Director: Choi Ki-won Filming: Kim Ji-yoon, Jeong Bo-yeong Reporting: Han Yeong-jun Editing: Kim Ji-yoon, Jeong Bo-yeong 🔹For Tips and Business Inquiries [email protected] 🔹First-Class Economic Newspaper, Financial News Homepage: https://www.fnnews.com/ Subscribe: https://fnnews.com/userinfo/gudok Gangnam-daero 315:   / gndr315.fnnews   💡 An Economic Guide to a Prosperous Future💡 🔔 Subscriptions and likes are a huge help in video production🔔 #RetirementPreparation #RetirementAssetManagement #RetirementAssetManagement *Comments containing profanity, defamation, or advertising may be deleted. ⓒ2026. Financial News. All rights reserved. Unauthorized reproduction, redistribution, and use of AI learning are prohibited.