【あり得ない？】モチズキ家の家計簿のナゾを全部話します。リタイア後の生活費、配当金、税金、小遣い、妻のお金

I’m 64, no longer working, and in my fourth year of retirement after leaving my company at 61. In this video, I talk about the “mysteries” behind the Mochizuki family household budget. Is it really true that our groceries and daily necessities are only in the 70,000-yen range per month? Why don’t my wife’s part-time income or my personal allowance appear in the household budget? And why do dividend payments seem to arrive just when our expenses get higher? When thinking about retirement living, pension life, and household expenses after leaving work, the surface-level monthly surplus or deficit does not tell the whole story. What do we include in our household budget, and what do we leave out? I will explain our family’s own rules, with real-life examples. Chapters: 00:00　The mystery of the Mochizuki family budget 01:07　Why are groceries and daily necessities only in the 70,000-yen range for a family of four? 03:46　Why don’t we separate “special expenses”? 05:02　Why doesn’t my personal allowance appear? 06:14　Why my wife’s part-time income and spending are not included 07:44　Why dividends seem to arrive at just the right time 09:50　What to keep in mind when watching other people’s household budget videos I hope this video is helpful for people in their 50s and 60s, those approaching retirement, and anyone thinking about retirement life. If you enjoyed this video, please subscribe, like, and hype the video 😊 I would also love to hear your own experiences in the comments. Please note: Only channel subscribers are able to comment. Recommended related videos:    • 【64歳無職の生活収支】2026年4月の家計収支は大赤字でした！東京ゼロエミポイント活用      • 【年金】「どうせ元は取れない」は本当？2300万円払った私の結果      • 【64歳無職の生活収支】意外と暮らせてます｜貯蓄を減らさない生活   On this channel, I, Hideo Mochizuki, share my real-life experiences after retiring at 61 and living mainly on a company pension. I talk about mandatory retirement, re-employment, pensions, funerals, inheritance, household finances, senior life, and the realities of retirement in Japan. Equipment used: Amazon affiliate links Osmo Pocket 3 Creator Combo https://amzn.to/3TaGJ01 DJI Osmo Action 4 Essential Combo https://amzn.to/4lalxTj YAMAHA AG-06 Audio Interface https://amzn.to/3GqIUK9 MPM1000 Marantz Professional Condenser Microphone https://amzn.to/4nPTnPY Important Notice: Recently, several viewers have informed me that some other channels appear to be using similar titles, thumbnails, opening descriptions, or presenting my personal experiences as if they were someone else’s story. Those channels have no connection to me. My personal experiences and stories are shared only on this channel, “Hideo Mochizuki’s Retirement and Pension Life.” Please be careful not to confuse them with this channel. BGM: Music by Sharou - 2:23 AM - https://dova-s.jp/bgm/play13513.html Music by You Me And The Piano - First Kiss - https://thmatc.co/?l=5002CCEC Music by You Me And The Piano - Mournful - https://thmatc.co/?l=8ECE6739 Music by You Me and the Piano - Sexy Food - https://thmatc.co/?l=E62011DA Music by You Me And The Piano - The Couch Remembered Us Better - https://thmatc.co/?l=5B7EC37C Music by You Me and the Piano - You Are My Idol - https://thmatc.co/?l=F361D7D7 Music by Hideo Mochizuki - A Place Called Today - https://suno.com/s/dtY0KBCIPoRGxfmd © 2026 Hideo Mochizuki’s Retirement and Pension Life / Hideo Mochizuki Unauthorized reuse, reproduction, or redistribution of this channel’s personal stories, text, images, structure, or other content is strictly prohibited. #RetirementExpenses #HouseholdBudget #RetirementLife #PensionLife #RetirementMoney