Cobre dinero por su casa sin irse de ella (venta de nuda propiedad)

Is your pension not enough to make ends meet, but you own your home? You might have more money than you think, and you can access it without ever having to leave your home. In this video, I explain how selling the bare ownership of your home works: you sell the ownership of your house, but you retain the right to live there until the end. You get paid now, and you never have to leave. I'll tell you how much you can receive, what the price depends on, the two ways to receive it, and also the risks you should be aware of before taking this step. I'm speaking from my own experience with close family members and from years of working with senior citizens. This isn't financial advice: it's information to help you make a more informed decision. WHAT YOU'LL SEE IN THIS VIDEO 0:00 - Introduction: How to get money from your home without moving. 0:31 - What are selling the bare ownership and usufruct? 1:25 - How much money is received and what factors does it depend on? 2:11 - Payment options: Lump sum payment vs. Monthly lifetime annuity. 2:50 - Important considerations: Inheritance and children. 3:45 - Risks and aspects to consider in the long term. 4:15 - Key recommendation: Consult with professionals and advisors. 4:43 - Tips for signing with companies and reviewing contracts. 5:22 - Alternatives to bare ownership: Reverse mortgage. 6:42 - Other options: Conventional sale vs. renting rooms. 7:51 - Expenses and maintenance: Who pays property tax and special assessments? 8:39 - Conclusion and questions for the community. Leaving my house to my children while I'm still alive through bare ownership?    • ¿Dejar la casa en vida o esperar? El jubil...   Is life insurance worth it?    • ¿Merece la pena el Seguro de Decesos? Mi O...   Are you spending too much time alone after retirement?    • Si está jubilado y pasa mucho tiempo solo,...   What exactly does selling bare ownership entail, and why do you continue living in your home? Why the older you get, the more money you receive (and why it makes perfect sense). The two ways to receive payment: a lump sum, or a lump sum plus a monthly income for life. What happens to your children's inheritance, and why this option is particularly well-suited if you have no one to leave the house to. What happens if you live for many years after signing. Why there's no going back, and why you should have the contract drawn up by an independent professional. What the contract should include regarding who pays property taxes and community fees. Three alternatives if you need extra cash: a reverse mortgage, selling and renting, or renting out a room in your home. IMPORTANT NOTICE I am not a financial advisor or manager. I'm speaking from my personal and family experience, but if you're considering taking this step, talk to a professional first. And never sign a contract without having it reviewed by an independent party: don't trust the contract presented by the buyer or the other party. The terms, prices, and tax implications of these transactions vary depending on each case and each autonomous community. Always consult your specific situation before making any decisions. TELL ME IN THE COMMENTS Have you ever considered this? Do you know anyone who has sold their bare ownership? Tell me about it; I'm very interested in reading your experience. If you have children and are considering leaving them the house while you're still alive, I discuss bare ownership from that perspective in the video I've linked below. SILVER MOVEMENT The second half: body, money, and life. The choice is yours. Subscribe so you don't miss the next videos.