O CDI PROTEGE seu PATRIMÔNIO? A nova discussão sobre risco, inflação e renda fixa | Expert Drops #66

The CDI (Interbank Deposit Certificate) has always been seen by many investors as the main risk-free asset in Brazil. But does this benchmark still make sense for those investing with a long-term perspective? In this episode of Expert Drops, Rachel De Sá talks with Rodrigo Sgavioli, head of allocation at XP, about a study developed by XP to discuss what the true benchmark for a long-term portfolio should be. The conversation addresses why the greatest risk for investors may not be short-term fluctuations, but rather the loss of purchasing power over time. In this context, inflation-linked assets, such as IPCA Treasury bonds and IPCA-indexed securities, can play an important role in wealth building, especially for goals such as retirement, financial independence, paying for college, maintaining one's standard of living, and financial planning. Rethinking the risk-free asset: a Brazilian perspective https://conteudos.xpi.com.br/guia-de-... See other topics in Expert Drops | Stocks, fixed income, REITs: what are the opportunities? Investing with XP Investimentos is easy, just create your account and in minutes you can start investing: https://t2m.io/youtube-aqs Follow all XP content at https://t2m.io/8cxPp6x Subscribe to receive our Expert Drops newsletter - https://bit.ly/3uODi6l Follow our WhatsApp channel: https://bit.ly/48njYL6 See the reports also on Facebook: http://facebook.com.br/expertxp2 Join the Telegram channel: https://t.me/xp_investimentos Check out our Instagram:   / expertxp   Financial Glossary: ​​https://conteudos.xpi.com.br/conteudo...