“I’ve filed for bankruptcy twice…Will I ever stop spending?”

Ramit Sethi of I Will Teach You To Be Rich talks to LaKiesha (38) and James (45) who have fallen into a cycle of overspending—convincing themselves that wants are needs and that enjoying money now outweighs planning for the future. Their lack of financial foresight has left them without a safety net, and the weight of their debts has even led LaKiesha to file for bankruptcy. Recently, they moved in together; but with that fresh start comes the baggage of their complicated financial pasts. Trust has been tested, and they’re being forced to confront their differences in financial values and upbringing. Can they break free from the habits that have kept them stuck? 💡 RAMIT’S PODCAST NEWSLETTER I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI Take control of your money with the Conscious Spending Plan: https://iwt.com/csp Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI Instagram:   / ramit   X:   / ramit   ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES    / ramitsethi   If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply Produced by Crate Media.