Sparspiele & Challenges💜Neues von NJandTJDesign🐨Post von @spassamsparen 🐨2. Novemberwoche

Today we're kicking off our new winter binder with you and introducing the new Christmas challenge "Winter Wonderland" from the lovely Nicky of NJandTJDesign 💖 We'll also be showing you the beautiful games from Andrea Gomoll of SpassamSparen 💖 We're always thrilled to receive your subscriptions and comments, and please feel free to visit us on Instagram:   / kalubudget   Warm regards from Kaddi and Lu 💜🐨💜 ————————————————————————————————————— ————————————————————————————————————————— 💜🐨💜Your Benefits:💜🐨💜 🐨 NJandTJ Design 💜Save 10% with code KALU10💜 🎲 Elena and the Mystical Feathers 🎲 52 Week Dice Challenge 🎲 Winter Wonderland https://NJandTJ.etsy.com 🐨 Fun Saving (Andrea Gomoll) 💜Save 10% with code kalu10prozent https://AndreaGomoll.etsy.com _________________________________________________________________ 🎲 All the other games we play can be found here: 🐨 Saving Together 🎲 The Magic Library 🎲 Foxy de Winter 🎲 Bad Weather 🎲 Savings Labyrinth (Patreon game November) 🎲 Rainy Days 🎲 Monster Hunt (Patreon game October) 🎲 Rustling Leaves 🎲 The Haunted House https://GemeinsamSparen.etsy.com 🐨 Sally and Tommy 🎲 Battle for the Continent 🎲 Fall Coffee 🎲 Christmas Farmhouse 🎲 Merry Christmas Game https://SallyAndTommy.etsy.com 🐨 Design by Desa https://designbydesa82.etsy.com 🐨 Coffee & Nonsense 🎲 Find the Christmas Wreath 🎲 Find the Helping Elves https://KaffeeUndQuatsch.etsy.com 🐨 Andomia Design 🎲 At the Fair https://www.etsy.com/de/shop/AndomiaD... 🐨 Budget Magic 🎲 Believe https://BudgetMagic.etsy.com 🐨 Tamidisa Budget 🎲 Merry Christmas https://TamiDisaBudget.etsy.com 🐨 Everyday Savings 🎲 Gift Hunting https://Alltagssparen.etsy.com 🐨 Kreativmanu 💜 KaLu Charm for our KaLu Binder https://Kreativmanu.etsy.com 🐨 Coin Sorter and KaLu Binder by Lillysreich https://Lillysreich.etsy.com 🐨 Money Rack by eps_3D https://instagram.com/eps_3d?igshid=M... #EnvelopeMethod #budgetplanning #budgeting #savingschallenges #savinggames #saving #moneysaving #savingwiththeenvelopemethod #budgetplanningforbeginners