"갚을수록 빚이 늘었습니다" 카드값만 갚다 원금은 그대로인 61세

For three years, I paid it back without missing a single month. 320,000 won every month for 36 months. A total of 11.52 million won. The principal didn't decrease by a single penny. On the contrary, it had increased by 180,000 won. I machined lathes in a factory for 31 years. I was laid off and left with 24 million won in severance pay. My wife's surgery expenses, my son's jeonse deposit. My bank account was empty within six months. I had no money on my credit card due date. I received a text message from the credit card company. "If you pay only the minimum payment amount, it will not be considered overdue." That was the beginning. I paid it back every month. It increased every month. All the money I paid went to fees, and living expenses piled up on my credit card again. I canceled my insurance. The insurance I had paid for over 15 years came back at 870,000 won. I was rejected for a bank refinancing loan. I also had to quit my job as a security guard because of my knee. Now, I collect scrap paper at dawn and work as a dry cleaner's delivery driver. We earn 670,000 won and pay 320,000 won in credit card bills. The two of us live on the remaining 350,000 won for a month. There were 36 statements piled up in the drawer. My wife took them out. The numbers on the first and last pages were the same. The statements will arrive next month as well. They will not decrease. #CreditCardDebt #Revolving #MinimumPayment #PrincipalUnchanged #ViciousCycleOfCreditCardDebt #CreditCardDebt #RevolvingFees #CardLoan #DebtChanging #CardPayments #PayingOnlyInterest #PrincipalDoesn'tDecrease #RealityOf60s #PovertyInOldAge #RealityAfterRetirement #FinancialHardship #CommonPeopleEconomy #CreditStatement #BadCredit #LookAtThis