How We Retired Early Without Being Rich

Ep.108 We didn’t have a million dollars in the bank, but we retired early and started traveling the world. We saw a chance to do it while we were still healthy enough to enjoy it—and we took it. In this episode, we’re sharing how we made the leap, what we’ve learned, and how this lifestyle is possible with less money, less stuff, and more intention. 👇 Free Downsizing Prep Worksheet: https://findingginamarie.com/downloads 💥 Go to https://findingGinaMarie.com/join to join our free travel forum and learn more about our Gelato Levels! 😎 **WANT TO SUPPORT OUR CHANNEL?** ☕️ Buy us a coffee (caffeine helps us bring you more great content)! https://bmc.link/findGinaMarie 💥 SUBSCRIBE: https://youtube.com/FindingGinaMarie/... 📝 Why our channel is called "Finding Gina Marie" https://findingginamarie.com/articles... LINKS 📰 Travel Tips: https://findingginamarie.com/travel-tips 🎥 Ep.67 Health vs Wealth:    • Why We Retired Before We Had "Enough" and ...   🎥 Ep.81 What we pack in 2024:    • WHAT WE PACK in 2024 as Full-Time Traveler...   🎥 Ep.64 Surgery in Serbia:    • Surgery while Traveling Overseas | Our Exp...   🎥 Ep.85 Heathcare in Thailand:    • Healthcare in Thailand 2024 | Our Chiang M...   🔗 FlightConnections: https://www.flightconnections.com 🔗 HouseSitter: https://housesitter.com 🔗 Shutterstock: https://www.shutterstock.com 🔗 WorkAway: https://www.workaway.info 🔗 HealthX: https://www.helpx.net 🔗 Wwoof: https://wwoofusa.org 😍 Using our affiliate links below helps us to bring you videos from around the world at no cost to you. Thank you very much if you choose to use them! 🧳 Explore All Our Travel Gear: https://findingginamarie.com/gear 🧳 Explore Briggs & Riley Collections: https://link.findingginamarie.com/Bri... 👗 Judy's wool clothes (Wool&): https://link.findingginamarie.com/Wom... 👕 Kevin's wool clothes (Wool& Prince): https://link.findingginamarie.com/Men... 📩 Traveling Mailbox (Mail forwarding service to wherever we travel): https://link.findingginamarie.com/tra... 💳Earn 60,000 bonus points with Chase Sapphire Reserve: https://link.findingginamarie.com/Sap... 🧾 Our packing list: https://findingginamarie.com/articles... ✈️ Best deals on plane travel: Skyscanner skyscanner.pxf.io/eKEJv1 🎵 Music from Epidemic Sound: https://share.epidemicsound.com/747rgk 23andMe: https://refer.23andme.com/s/judy49 Ancestry: https://refer.ancestry.com/judy43 🤓 READ JUDY'S JOURNAL https://findingginamarie.com/judys-jo... Chapters: 00:00 - Start 00:40 - The conventional wisdom for retirement 02:17 - Is your career really the most important thing? 05:57 - What did we do to retire early? 08:10 - Travel light to save money and your back 09:39 - How do we handle healthcare? 12:06 - What if we run out of savings? 14:04 - Ideas for unconventional income 15:21 - Ideas for unconventional living 17:10 - Why do we travel slowly? 18:15 - Travel smart with geographic arbitrage 19:08 - Save money by living like a local 19:43 - Balance expensive and cheaper places 20:50 - Connecting with Family & Friends 21:29 - Making new friends while traveling 23:30 - Meeting up with our viewers 24:13 - Final Thoughts Finding Gina Marie is where we share our lives as full-time travelers and the connections we make along the way. ✈️ FOLLOW US Mastodon: https://mastodon.social/@KevinHoctor Mastodon: https://mastodon.social/@JudyHoctor Twitter:   / kevinhoctor   Twitter:   / judyhoctor   ✅ FOLLOW FINDING GINA MARIE Website: https://findingGinaMarie.com YouTube:    / findingginamarie   Podcast RSS feed: https://feeds.buzzsprout.com/1967301.rss Twitter:   / findginamarie   📹 VIDEO EQUIPMENT Primary Camera: Sony FX30 B-Roll Camera: DJI Osmo Pocket 3 B-Roll Microphone: DJI Mic 2 B-Roll Camera: iPhone 15 Pro Editing: Final Cut Pro X on a 16” M1 Max MacBook Pro Key Light: ZHIYUN MOLUS X100 Bi-Color 100W COB Video Light Diffuser: ZHIYUN Quick Release Mini Softbox Vocal Microphone: Sony ECM-B10 To see all our camera gear, visit https://findingginamarie.com/gear #findingGinaMarie #worldtraveler #worldtravel #livingthedream #slowtravel #digitalnomad #digitalnomadlife #europetravel #retireearly#retireearlyandtravel