Are you really bad with money… or were you never taught how it works?

In Episode 9 of Mind Vault, Phuti Mphelo unpacks the psychology of money, financial resilience, and the everyday habits that shape how we earn, spend, and grow wealth. With over 20 years of experience, she shares practical tools to help you rethink affordability, break debt cycles, and build financial fitness. ✨ A must-listen conversation. 👇 IN THIS EPISODE 1:33 - Transitioning from being a Chartered Accountant to helping people manage their finances 2:21 - The need for helping people struggling with personal finances 3:01 - Money Mindset 3:52 - The misconstrued perspective of money 7:27 - The science behind money 10:33 - The stresses of personal finance 12:58 - Advise for people struggling with debt 17:05 - The false perception of affordability and the reason why we overspend 22:11 - Guilt spending 25:18 - The scientific term of affordability 28:54 - Practical tools for financial fitness 31:40 - Is money ever enough? 35:13 - The difference between financial planning and personal finance 38:47 - Conclusion 🎧 LISTEN ON THE GO Spotify: https://open.spotify.com/show/3dqOAae... Apple Podcasts: https://podcasts.apple.com/za/podcast... 💬 JOIN THE COMMUNITY ✨ Tell us your biggest takeaway in the comments ✨ Share the episode on Instagram or TikTok and tag @MindVault_SA — we’ll repost our favorites! 🔔 DON’T MISS A DROP New episodes every Thursday at 4 PM (GMT+2). Hit SUBSCRIBE and turn on notifications so you never miss a key insight. If you are in crisis or need mental health support, please seek help. Call SADAG (South African Depression and Anxiety Group) Toll-Free Suicide Crisis Line: 0800 567 567 24-Hour Helpline: 0800 456 789 You are not alone. There is support available. ⚡ STAY CONNECTED Instagram | TikTok | Facebook 📱 @MindVault_SA Business inquiries 📨 [email protected] #MindVaultPodcast #MentalWellness #LoveYourMind #Podcast #MentalHealth #LivedExperience #ThrivingWithDiagnosis